Smyrna Branch Temporary Closing

Our Smyrna branch will be temporarily closed on Tuesday, August 24, 2021. 
We look forward to serving you when Smyrna's normal operating hours resume Wednesday, August 25, 2021. 

Auto, Motorcycle,
Boat & RV

As a credit union, we can offer some of the most affordable rates around. You'll also enjoy these benefits:

  • Flexible financing with varying loan terms
  • No application fee
  • Quick application and approval
  • More peace of mind with optional debt protection, warranty (auto only), and GAP coverage
  • Discounted rate with AutoCheck to check a vehicle's history before you buy

 

Apply online, or visit any of our participating Indirect Dealerships and complete your loan in one stop.

100 dollar Carvana cash reward offer

Calculators

Learn how much you can afford to borrow and how much your payments will be with our helpful calculators.

Ready to apply?

Must be an existing member or eligible to become a member through our Field of Membership. All loans subject to approval.

Apply Online

Visit a Branch

Call us at 770-424-0060

Rates

Find a great automobile, motorcycle, boat or RV rate at LGE.

AutoCheck

Save money with an AutoCheck auto history report.

Debt
Protection

Don't worry about the unexpected.

Warranty

Keep your car on the road with Mechanical Breakdown Protection.

GAP Coverage

Accidents happen. Get piece of mind with GAP Coverage.

Auto, Motorcycle, Boat & RV Rates

Table data for Personal Auto Loans (Fixed Rates)
 Rates Effective 03/16/2021
Type Term APR As Low As1 Alert Me
2019 - 2021 model years2 up to 84 Mo.3 1.99% Receive a notification when this rate changes
2018 model year4 up to 84 Mo.3 2.64% Receive a notification when this rate changes
2017 model year4 up to 75 Mo. 3.04% Receive a notification when this rate changes
2016 model year4 up to 75 Mo. 3.29% Receive a notification when this rate changes
2015 model year4 up to 75 Mo. 3.49% Receive a notification when this rate changes
2014 model year4 up to 66 Mo. 3.74% Receive a notification when this rate changes
2013 model year4 up to 66 Mo. 4.14% Receive a notification when this rate changes
Membership eligibility and base savings account that keeps a $5 minimum balance required.
All loans are subject to credit qualifications and approval. APRs may vary based on applicant(s) credit worthiness and could be higher than the stated rate. Standard underwriting including terms, Loan to Value (LTV), and conditions also apply. Other restrictions including minimum and maximum loan amounts, vehicle type, age, mileage and weight limitations may apply.
Rates and terms are subject to change at any time without notice.
  • 1APR = Annual Percentage Rate. “As Low As” rates listed are based on a 48 month term based on minimum credit score criteria. Actual interest rate offered may be higher depending on applicant(s) credit score, model year, terms and additional underwriting factors.
    Payment Example: $26,500 loan at 4.39% APR for 60 months, monthly payments including first payment after 30 days of approximately $492.72. For an estimate of what your payment may be, click here to use our Loan Calculator.↵
  • 2Up to 100% financing available for qualified applicants.↵
  • 384 month option requires a minimum amount financed of $25,000 and a Credit Score of 660+ for all borrowers on the loan.
    Payment Example: $25,000 loan at 4.89% APR for 84 months, monthly payments including first payment after 30 days of approximately $352.06. For an estimate of what your payment may be, click here to use our Loan Calculator.↵
  • 4Financing up to NADA retail value for qualified applicants.↵

Table data for Boats & RVs (Fixed Rate)
 Rates Effective 09/30/2020
Term APR As Low As1 Alert Me
up to 144 Mo. depending on financed amount 4.25% Receive a notification when this rate changes
Membership eligibility and base savings account that keeps a $5 minimum balance required.
All loans are subject to credit qualifications and approval. APRs may vary based on applicant(s) credit worthiness and could be higher than the stated rate. Standard underwriting including terms, Loan to Value (LTV), and conditions also apply. Other restrictions including minimum and maximum loan amounts, boat/RV type, age, and other conditions may apply.
Rates and terms are subject to change at any time without notice.
  • 1APR = Annual Percentage Rate. “As Low As” rates listed are based on a 48 month term based on minimum credit score criteria. Actual interest rate offered may be higher depending on applicant(s) credit score, model year, terms and additional underwriting factors.
    Payment Example: $30,000 loan at 5.25% APR for 60 months, monthly payments including first payment after 30 days of approximately $569.58. For an estimate of what your payment may be, click here to use our Loan Calculator.↵

Table data for Motorcycle (Fixed Rate)
 Rates Effective 09/28/2020
Term APR As Low As1 Alert Me
up to 60 Mo. depending on amount financed 4.25% Receive a notification when this rate changes
Membership eligibility and base savings account that keeps a $5 minimum balance required.
All loans are subject to credit qualifications and approval. APRs may vary based on applicant(s) credit worthiness and could be higher than the stated rate. Standard underwriting including terms, Loan to Value (LTV), and conditions also apply. Other restrictions including minimum and maximum loan amounts, motorcycle type, age, and other conditions may apply.
Rates and terms are subject to change at any time without notice.
  • 1APR = Annual Percentage Rate. “As Low As” rates listed are based on a 48 month term based on minimum credit score criteria. Actual interest rate offered may be higher depending on applicant(s) credit score, model year, terms and additional underwriting factors.
    Payment Example: $25,000 loan at 5.75% APR for 60 months, monthly payments including first payment after 30 days of approximately $480.42. For an estimate of what your payment may be, click here to use our Loan Calculator.↵

AutoCheck

AutoCheck for Used Cars

You’ve probably heard about Carfax, but there’s a very attractive alternative called AutoCheck. LGE offers a big AutoCheck discount. If you visit any LGE branch, we can pull the single report for only $10, whereas the cost of obtaining a single vehicle report on AutoCheck’s website is $29.99! This could potentially protect you from purchasing a car with a bad history!

AutoCheck provides detailed auto history information on:

  • Accidents
  • Mileage
  • Title brands such as salvaged or rebuilt title
  • Problems with the odometer such as rollback or broken odometer
  • Frame damage
  • Water damage
  • Whether the vehicle has been branded as a lemon
  • Whether the vehicle has ever been stolen or repossessed
  • Whether the vehicle has ever been used as a police or taxi vehicle

A highlight of AutoCheck is the AutoCheck Score, which allows you to quickly and easily evaluate the vehicle’s history in one convenient score. This score summarizes all the information in the report and gives you a range of scores for similar vehicles so you can quickly compare vehicles.

This report also features Buyback Protection for those vehicles that are found to be free of major title brands (such as salvaged or rebuilt titles) and other problems. Buyback Protection provides coverage for the vehicle purchase price, at a value up to 110% of NADA guides value, if a covered state title brand that should have shown on the AutoCheck report is not provided. Buyback Protection is valid for one year and covers the purchase price plus $500 of vehicle aftermarket accessories.

AutoCheck is a separate entity not owned by LGE Community Credit Union.

With AutoCheck Score, you can understand a vehicle's past quickly and easily, compare it to other vehicles, and lower the risk of buying a vehicle with undetected problems.

The AutoCheck Score is based on a number of key factors and makes it easy to comparison shop!

Extended Warranty

Mechanical Breakdown Protection (Extended Warranty)

Our partnership with Route 66 Extended Warranties** offers a complete line of coverage designed to keep your vehicle on the road.

Even the most reliable vehicle can develop a mechanical problem. No matter where you travel in the United States, you are protected against major mechanical expenses, and there is NO DEDUCTIBLE on covered parts or labor. And you can purchase this coverage at any time.

All of our plans come with Rental Car Allowance and 24 hour/7 days a week Emergency Roadside Service that comes with:

  • Flat Tire Assistance
  • Towing
  • Battery Jump Starting
  • Lock-out Service
  • Safe and Secure Package
  • Minor Adjustments

Not available on motorcycles.

**Extended Warranty is provided by Route 66 and is not an insurance product. For a complete list of Terms and Conditions, see the Route 66 Service Agreement available at any branch. The purchase of an Extended Warranty is voluntary and is not required as a condition of loan approval. Enrollment fees apply. Available for most vehicle makes and models. The Extended Warranty Services are (1) not federally insured; (2) not obligations of the credit union, and (3) not guaranteed by the credit union or any affiliated entity. LGE Community Credit Union and Route 66 are separate entities.

Available for any car, no matter where you got the loan!

Get an instant Mechanical Breakdown Protection quote online or contact us at 770-424-0060 if you need additional information.

Get an instant MBP quote

Guaranteed Asset Protection

GAP Coverage

Now for cars and motorcycles! With GAP, you have one less worry if your car or motorcycle is totaled in an accident and can’t be repaired, or is stolen and isn’t recovered.

GAP (Guaranteed Asset Protection) goes into effect when you need it most. GAP pays the difference between your primary insurance carrier settlement and the payoff on your loan, less delinquent payments, late charges, refundable service warranty contracts, and other insurance-related charges. It may even cover your insurance deductible (up to $1,000).

GAP Coverage may be purchased at any time during the life of the loan.

Example: You just purchased a new car for $25,000 with no money down. Six months later your car is totaled. Most new car values rapidly decline 20% to 30% during the first year. Your insurance provider will only cover the market value on the car, not what you owe on it. You would be responsible for the difference. Even with a 20% depreciation that would be $5,000 or more if you financed your taxes and tag fees into your loan.

The purchase of GAP is voluntary and cannot be required as a condition of loan approval. GAP is a loan/lease deficiency waiver and is not offered as insurance coverage. Applies only to collateral financed by LGE Community Credit Union. A fee applies. LGE Community Credit Union and Route 66 are separate entities.

Protect the investment in your car or motorcycle!

Get an instant GAP quote online or contact us at 770-424-0060 if you need additional information.

Get an instant GAP quote

Payment Options

A variety of convenient options are available to you

 

Automatic transfer from any account using ACH.

Download the ACH authorization form.

 

Transfer from your LGE  account.

Use Online Banking or the Memberline Automated Phone Banking System.

 

By mail:

LGE, P.O. Box 1188, Marietta, GA 30061-9974

 

Online or by phone using funds from another institution.

Make a payment by phone 770-424-0060. Make a payment online.

You can use a debit or credit card, or transfer from a checking account.

 

At any LGE branch.

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