Spoofing Alert
We’ve been notified of an increase in spoofed calls, including LGE's main phone number, 770-424-0060. An LGE employee will never call and ask for your personal information. If we call you, we may ask some questions to verify your identity but they will not involve your account numbers, Personal Identification Number (PIN), Social Security Number, online banking password, or any other sensitive information.
LGE offers two excellent Visa® credit card options - our popular Platinum card, or the Achiever card for those wishing to build credit.
Both cards offer:
- No annual fee.
- 1% cash back checking reward on purchases when you have a qualifying High Rewards Checking account.*
- Cell Phone Protection.
The Platinum card also offers:
- Special low introductory rate for new cards.**
- No balance transfer fee from other higher interest, higher annual fee cards.
- Purchase Security/Extended Protection, Price Protection, and Return Protection.
- $2,000 Trip Cancellation/Interruption Protection per trip
- A variety of free card benefits.
We also offer mobile wallets, and you can make your card unique with our Design Your Own Card program. Select an image or photo that you want to appear on your debit card, including our new Spirit Cards.
Calculators
Learn how long it will take you to pay off your credit card balance with our helpful calculators.
Ready to apply?
Must be an existing member or eligible to become a member through our Field of Membership. All loans subject to approval.
Membership eligibility and base savings account that keeps a $5 minimum balance required.
All loans are subject to credit qualifications and approval. Standard underwriting including terms and conditions also apply. Other restrictions including minimum and maximum loan amounts and other conditions may apply.
Rates are variable and are subject to change at any time without notice.
1 APR = Annual Percentage Rate.
Variable Rate Information for LGE Visa Platinum Purchases and Cash Advances may vary: This APR will vary with the market based on the preceding 4 week average of the 26 Week Treasury Bill plus a margin of 12%
Variable Rate Information for LGE Visa Achiever Purchases and Cash Advances may vary: This APR will vary with the market based on the preceding 4 week average of the 26 Week Treasury Bill plus a margin of 16%
Grace Period: You have 25 days after the close of a billing cycle to repay your balance for purchases before a finance charge will be imposed. Finance charges begin to accrues immediately for cash advances
Method of Computing the Balances for Purchases: Average Daily Balance including new purchases
Minimum Monthly Payment: 2% or $10 whichever is greater
Visa Achiever credit limits range from $500 to $3500 based on the credit worthiness of the applicant(s)
Visa Platinum credit limits range from $2500 to $25000 based on the credit worthiness of the applicant(s)
2 Offers the security of Visa’s Zero Liability for fraudulent purchases (zero liability does not apply to ATM transactions or PIN transactions not processed by Visa).
* Cash back checking reward is based on your LGE credit card net spend. Net spend consists of eligible purchases made during the calendar month, not during the credit card billing cycle. Excluded transactions include, but are not limited to, insurance payments, fees assessed, cash advances, balance transfers, and interest paid. Posted credits, unauthorized charges, and items returned during the calendar month may decrease the amount of net spend eligible for cash back. Cash back checking reward is posted on the first business day of each month for prior month activity. Accounts and loans that become and/or remain in delinquent status may not be eligible for cash back checking reward. LGE Credit Card must be on the same account as your High Rewards Checking to be eligible for the cash back checking reward. This benefit is available when High Rewards Checking qualifications are met; ask our staff or visit the Checking webpage for details. Cash back checking reward percentage is variable and subject to change without notice.
** The Introductory Annual Percentage Rate (APR) applies only to purchases and balance transfers made on new Visa Platinum accounts during the first 180 days. After the initial 180 days, our Standard APR applies for any purchases and or balance transfers. The Introductory APR will continue to apply to the qualified transactions until your credit card account has been opened for 12 months or the balance is paid. Any remaining balance will roll into the Standard APR.