Visa^® Credit Cards

Membership eligibility and base savings account that keeps a $5 minimum balance required.

All loans are subject to credit qualifications and approval.  Standard underwriting including terms and conditions also apply.  Other restrictions including minimum and maximum loan amounts and other conditions may apply.

Rates are variable and are subject to change at any time without notice.

¹ APR = Annual Percentage Rate. 

Variable Rate Information for LGE Visa Platinum Purchases and Cash Advances may vary: This APR will vary with the market based on the preceding 4 week average of the 26 Week Treasury Bill plus a margin of 12%

Variable Rate Information for LGE Visa Achiever Purchases and Cash Advances may vary: This APR will vary with the market based on the preceding 4 week average of the 26 Week Treasury Bill plus a margin of 16%

Grace Period: You have 25 days after the close of a billing cycle to repay your balance for purchases before a finance charge will be imposed.  Finance charges begin to accrues immediately for cash advances

Method of Computing the Balances for Purchases: Average Daily Balance including new purchases

Minimum Monthly Payment:  2% or $10 whichever is greater

Visa Achiever credit limits range from $500 to $3500 based on the credit worthiness of the applicant(s)

Visa Platinum credit limits range from $2500 to $25000 based on the credit worthiness of the applicant(s)

² Offers the security of Visa’s Zero Liability for fraudulent purchases (zero liability does not apply to ATM transactions or PIN transactions not processed by Visa).

* Cash back checking reward is based on your LGE credit card net spend. Net spend consists of eligible purchases made during the calendar month, not during the credit card billing cycle. Excluded transactions include, but are not limited to, insurance payments, fees assessed, cash advances, balance transfers, and interest paid. Posted credits, unauthorized charges, and items returned during the calendar month may decrease the amount of net spend eligible for cash back. Cash back checking reward is posted on the first business day of each month for prior month activity. Accounts and loans that become and/or remain in delinquent status may not be eligible for cash back checking reward. LGE Credit Card must be on the same account as your High Rewards Checking to be eligible for the cash back checking reward. This benefit is available when High Rewards Checking qualifications are met; ask our staff or visit the Checking webpage for details. Cash back checking reward percentage is variable and subject to change without notice.

** The Introductory Annual Percentage Rate (APR) applies only to purchases and balance transfers made on new Visa Platinum accounts during the first 180 days. After the initial 180 days, our Standard APR applies for any purchases and or balance transfers. The Introductory APR will continue to apply to the qualified transactions until your credit card account has been opened for 12 months or the balance is paid. Any remaining balance will roll into the Standard APR.