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LGE offers two excellent Visa® Credit Cards providing safety, convenience, and worldwide acceptance. Choose our popular Platinum card, or if you are wishing to build credit The Achiever is the card for you.
Both cards offer:
- No application fee.
- No annual fee.
- 2% cash back checking reward on purchases when you have a qualifying High Rewards Checking account.*
- A 25-day interest-free grace period for purchases.
- Same low rate for cash advances as for purchases.
- Low International Service Assessment (ISA) Fee compared to what banks charge.
The Platinum Card also offers:
- Special low introductory rate for new cards.**
- No balance transfer fee from other higher interest, higher annual fee cards.
- A variety of free card benefits.
We also offer mobile wallets, and you can make your card unique with our Design Your Own Card program. Select an image or photo that you want to appear on your debit card, including our new Spirit Cards.
Calculators
Learn how long it will take you to pay off your credit card balance with our helpful calculators.
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1APR – Annual Percentage Rate. Variable Rate Information for Platinum: Purchases and Cash Advances - APR may vary. The rate is determined by the preceding four-week average of the 26-week Treasury bill rate, plus up to twelve percentage points.
2APR – Annual Percentage Rate. Variable Rate Information for Achiever: Purchases and Cash Advances - APR may vary. The rate is determined by the proceeding four-week average of the 26-week Treasury bill rate, plus up to eighteen percentage points.
3Offers the security of Visa’s Zero Liability for fraudulent purchases (zero liability does not apply to ATM transactions or PIN transactions not processed by Visa).
4Additional information-
Grace Period: You have 25 days after the close of a billing cycle to repay your balance for purchases before a finance charge on purchases will be imposed.
Method of Computing the Balance for Purchases: Average daily balance (including new purchases).
Proof of income is required without a co-maker if you are under age 21.
* November 1 – December 31, 2018 (“promotional period”), cash back checking reward increases to 2% and is based on your LGE Credit Card net spend. After promotional period the percentage returns to 1%. Net spend consists of eligible purchases made during the calendar month, not during the credit card billing cycle. Excluded transactions include, but are not limited to, insurance payments, fees assessed, cash advances, balance transfers, and interest paid. Posted credits, unauthorized charges, and items returned during the calendar month may decrease the amount of net spend eligible for cash back. Cash back checking reward is posted on the first business day of each month for prior month activity. Accounts and loans that become and/or remain in delinquent status may not be eligible for cash back checking reward. LGE Credit Card must be on the same account as your High Rewards Checking to be eligible for the cash back checking reward. This benefit is available when High Rewards Checking qualifications are met; ask our staff or visit the Checking webpage for details. Cash back checking reward percentage is variable and subject to change without notice.
** The Introductory Annual Percentage Rate (APR) applies only to purchases and balance transfers made on new Visa Platinum accounts during the first 180 days. After the initial 180 days, our Standard APR applies for any purchases and or balance transfers. The Introductory APR will continue to apply to the qualified transactions until your credit card account has been opened for 12 months or the balance is paid. Any remaining balance will roll into the Standard APR.