LGE is closed Monday, May 29 in observance of Memorial Day.
Through our relationship with Transamerica Premier Life Insurance Company (via Affinion Benefits Group), we are able to offer Accidental Death and Dismemberment (AD&D) coverage to our members.
PROGRAM HIGHLIGHTS
1Transamerica Premier Life Insurance Company and its subsidiaries are not affiliates of LGE Insurance Services or LGE Community Credit Union. While LGE endorses the product offered, LGE does not accept any liability for the product offered.
For information on coverage and benefits, call the Plan Administrator toll free:
We also offer a Hospital Accident Protection (HAP) plan through our relationship with Federal Insurance Company (via Affinion Benefits Group). The Hospital Accident Protection plan was designed to help you defray the high cost of hospitalization as the result of an accident. The plan provides cash benefits, paid directly to you, of $300 each day you are hospitalized — an amount that doubles if the hospital stay is in intensive care. In addition, you can receive up to $100 in payment for an emergency room visit resulting from a covered accident. Family coverage is available as well.
PROGRAM HIGHLIGHTS
2 Underwritten by Federal Insurance Company. Federal Insurance Company and its subsidiaries are not affiliates of LGE Insurance Services or LGE Community Credit Union. While LGE endorses the product offered, LGE does not accept any liability for the product offered.
For information on coverage and benefits, call the Plan Administrator toll free:
Together with LifeHelp, we want to make it as easy as possible for you to shop and access the life insurance you need to protect your loved ones.
That’s why we’ve arranged for term life insurance coverage at economical group rates for our members.
You might be surprised how easily and affordably you can arrange for coverage to:
There are typically no medical exams required, and easy automatic payments can be made from your credit union account.
Members and their spouses under the age of 74 can apply to receive one of the below coverage options:
Young Family Term Life Insurance1
Members and spouses ages 18-55 can apply for up to $125,000 of term life insurance coverage at group rates. Dependent children can also be covered.
50 Plus Term Life Insurance1
Members and spouses ages 50-74 can get up to $100,000 term life insurance at group rates.
Guaranteed Acceptance Term Life2
Members and spouses ages 45 to 75 can get $5,000 up to $25,000 guaranteed acceptance term life insurance coverage at group rates. Guaranteed acceptance means coverage will be issued with no health qualifications whatsoever. You cannot be turned down as long as you are not replacing any existing life insurance.
1 This product is underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010. New York Life and its subsidiaries are not affiliates of LGE Insurance Services or LGE Community Credit Union. While LGE endorses the product offered, LGE does not accept any liability for the product offered.
2 This product is underwritten by Transamerica Premier Life Insurance Company. Transamerica Premier Life and its subsidiaries are not affiliates of LGE Insurance Services or LGE Community Credit Union. While LGE endorses the product offered, LGE does not accept any liability for the product offered.
For more information please contact our plan administrator, LifeHelp:
Expect the best out of life, but be prepared.
You want the best for your family and that means planning for life’s “what ifs.” Like what if you were to die unexpectedly, and they had to make ends meet without your income?
What’s covered?
Term life insurance helps protect your family from the loss of your income if you were to die. It pays income-tax free money they could use for the mortgage, debts, unpaid bills or any reason.
What are the advantages?
TruStage® Term Life Insurance is a good choice if you need high coverage amounts now, with payments that fit your budget. And it’s available entirely online, so you can apply in about 10 minutes*:
Don’t wait. Get an instant quote based on your budget today.
A Tradition of Strength
TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of March 2019 by A.M. Best, an independent rating service which evaluates financial stability and operating performance, year after year. An “A” rating is the third-highest of 16 ratings.
TruStage® Term Life Insurance to Age 80 is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company, P.O. Box 61 Waverly IA 50677. This is a term policy that increases when entering each five year band: 25, 30, 35, 40, 45, 50, 55, 60, 65, 70, and 75. Renewable to age 80. *Time estimate source: TruStage Internal Analytics Reporting, July 2018. Approval is based on your answers to the questions on the application. TruStage life insurance policies contain specific limitations, exclusions, termination provisions and requirements for keeping them in force. Please see your policy or contact us for full details. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Product and features may not be available in all states. For coverage amounts over $100,000 rates will be higher due to tobacco use. For coverage amounts up to $100,000. Base Policy Numbers: ICC16-A10a-039, A10a-039-2016.
© 2020 TruStage Insurance Agency
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