Life your way

Woman enjoying self on the beach laying in hammock
Man holding son on dock overlooking lake

Life your way. It’s what an LGE membership is all about.

To you, it might be weekend treks on the Comet trail. To others, it’s the ability to take off to distant places without a second thought. Whatever in life is important to you, an LGE membership can help you get there. Plus for a limited time you can get up to $2501,3,5 on new accounts. See below to details

Woman at beach relaxing on hammock

Everything your bank offers – but more money goes in your pocket.

After all, at LGE, we’re owned by our members, not a group of stockholders. So, the profits go back to you in the form of better rates and lower fees. Even better, any financial advice you receive is guided by our commitment to increasing your bank balance, not ours.

For instance, does your bank offer:

 

Woman Skydiving

Are you wondering?

  • If you can join? Yes, anyone in metro Atlanta can join LGE. You simply need to keep $5 in a base savings account to enjoy all the other services.
  • Is your money safe? Your money is federally insured up to $250,000.

 

All the services you need.

Here is a sampling of the many services we offer. Don’t see what you’re looking for? Check out our home page.

Woman taking cooking class with chef guiding her

Bank Borrow Invest Insure Convenience Business

Checking 
personal
business

Low rate auto loans Retirement and estate planning

Auto

Recreational

Mobile banking with Snap Deposit Checking
Savings  
personal
business
Low rate mortgage loans IRAs and rollovers Homeowners Online Banking Savings
Certificates personal
business
Personal loans College planning Commercial Online bill pay Certificates
Money markets  personal
business
Student loans   Dental 24-hour Memberline Money market
Youth savings Visa credit cards   Medicare   Merchant services

 


Visit an LGE branch or apply online
to take advantage of these great offers.

 

  • GET $150 WHEN YOU OPEN A HIGH REWARDS CHECKING ACCOUNT WITH DIRECT DEPOSIT1

    You’ll also earn 2.00% APY2 with no minimum balance required!

    Promo Code: HRC19

     

  • GET $50 AFTER YOU MAKE 3 PURCHASES WITH A NEW VISA® CREDIT CARD3

    Receive a 1% cash back checking reward on credit card purchases.4

    Promo Code: VISA19 (include promo code in comments section of online application)

     

  • GET $50 WITH A YOUTH SAVINGS ACCOUNT5

    Your kids can watch their savings grow with our generous 5.00% APY!6

    Promo Code: YOUTH19

Specials end October 31!

 



Offers valid 07/01/19 - 10/31/19 (“promotional period”) but may be withdrawn at any time. Membership eligibility and $5 minimum balance required to maintain base savings account. Fees could reduce earnings on accounts. Bonuses may be taxable. Terms and conditions apply. Offers may not be combined with similar product offers.

1Offer is only valid for new or existing members who open a new High Rewards Checking (HRC) account with an ACH deposit. ACH deposit must be received within 30 days of account opening. Qualified accounts will receive a $150 deposit into the checking account within 10 days after the initial ACH deposit is received.

2APY = Annual Percentage Yield. Rate effective 07/01/19 and applies to balances up to $25,000 only; a lower rate will be paid on balances over $25,000. This is a variable rate account. If qualifying criteria are not met, it will become a non-dividend bearing account. Visit LGEccu.org/Checking for qualifying criteria for HRC.

3Offer is only valid for new credit card accounts. $50 credit is applied to credit card after 3 transactions have cleared the account. The 3 transactions must clear the account within 30 days of opening the card in order to receive $50 credit. Credit is applied to card within 10 days after the third transaction has cleared the account. All loans subject to approval.

4LGE credit card must be on the same account as your High Rewards Checking to be eligible for the cash back checking reward. This benefit is available when High Rewards Checking qualifications are met; ask our staff or visit LGEccu.org/Checking for details. Cash back checking reward percentage is variable and subject to change without notice.

5Offer is only valid for new members who open a new youth savings account. Youth savings accounts available to members from birth through age 22 and limited to one account per person. Initial deposit of at least $5 must be received during the first 10 days, after which $50 will be deposited into the account within 10 days.

6APY = Annual Percentage Yield. Rate effective 07/01/19 and applies only to youth savings accounts for balances up to $500; balances greater than $500 earn lower rate. This is a variable rate account.

Membership eligibility and base savings account that keeps a $5 minimum balance required. Fees could reduce earnings on accounts.

1APY = Annual Percentage Yield. Rate effective 04/01/19 and subject to change without notice. The 2.00% APY applies to balances up to $25,000 only; a lower rate will be paid on balances over $25,000. Some checking accounts offered by LGE are not eligible for the High Rewards Checking account. No minimum balance required. High Rewards Checking is limited to one account per person. Qualifications and rewards may change at any time. High Rewards Checking dividends and/or rewards are paid provided monthly qualifications are met; ask our staff or visit the Checking webpage for details. Terms and conditions apply.

2Cash back checking reward is based on your LGE credit card net spend. Net spend consists of eligible purchases made during the calendar month, not during the credit card billing cycle. Transaction exclusions apply. Posted credits, unauthorized charges, and items returned during the calendar month may decrease the amount of net spend eligible for cash back. Cash back checking reward is posted on the first business day of each month for prior month activity. Accounts and loans that become and/or remain in delinquent status may not be eligible for cash back checking reward. LGE Credit Card must be on the same account as your High Rewards Checking to be eligible for the cash back checking reward. This benefit is available when High Rewards Checking qualifications are met; ask our staff or visit the Checking webpage for details. Cash back checking reward percentage is variable and subject to change without notice.
3APY = Annual Percentage Yield. Rate effective 04/01/19 and subject to change without notice. 5.00% APY applies to balances up to $500 only. Balances over the $500 will earn a lower rate. This is a variable rate account and the rate may change after the account is opened. Refer to the Savings Rates page for additional conditions. Youth Savings accounts are available to members through age 22 and are limited to one account per person. Dollar Dog Kids Club®, Cha-Ching!®, and The Edge® are licensed service marks of uncommn Marketing Partners, Greenville, SC. Rate applies only to Dollar Dog, Cha-Ching!, and The Edge Youth Savings accounts.

4 Rate effective 04/01/19 and subject to change without notice. Various rates and terms are available. Actual interest rate offered may be higher depending on applicant’s credit score, vehicle model year, and additional underwriting factors.