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Printable Business Deposit Rates

Table data for Business Account Rates
 Rates Effective 4/25/2025
Minimum Balance Rate APY Alert Me
Business / Business Secondary Savings $1,000 0.250% 0.25%
$25,000 0.499% 0.50%
$100,000 0.747% 0.75%
Free Business Checking11 $0.01 0.499% 0.50%
Growth Business Checking2 $25,000 0.247% 0.25%
Volume Business Checking3 $100,000 N/A N/A
Non-Profit Checking N/A N/A N/A
Money Market4 $2,500 0.747% 0.75%
$10,000.01 0.996% 1.00%
$250,000.01 1.243% 1.25%
$500,000.01 1.736% 1.75%
Minimum Balance Rate APY Early Withdrawal Penalty Alert Me
6 Months $1,000 3.344% 3.40% 90 Days Dividends
$100,000 3.450% 3.51% 90 Days Dividends
$250,000 3.450% 3.51% 90 Days Dividends
12 Months $1,000 3.150% 3.20% 90 Days Dividends
$100,000 3.256% 3.31% 90 Days Dividends
$250,000 3.256% 3.31% 90 Days Dividends
18 Months $1,000 3.004% 3.05% 180 Days Dividends
$100,000 3.111% 3.16% 180 Days Dividends
$250,000 3.111% 3.16% 180 Days Dividends
24 Months $1,000 2.955% 3.00% 180 Days Dividends
$100,000 3.062% 3.11% 180 Days Dividends
$250,000 3.062% 3.11% 180 Days Dividends
36 Months $1,000 3.004% 3.05% 270 Days Dividends
$100,000 3.111% 3.16% 270 Days Dividends
$250,000 3.111% 3.16% 270 Days Dividends
48 Months $1,000 3.052% 3.10% 360 Days Dividends
$100,000 3.159% 3.21% 360 Days Dividends
$250,000 3.159% 3.21% 360 Days Dividends
60 Months $1,000 3.101% 3.15% 450 Days Dividends
$100,000 3.208% 3.26% 450 Days Dividends
$250,000 3.208% 3.26% 450 Days Dividends
33 Month Bump Rate Certificate5 $1,000 2.955% 3.00% 270 Days Dividends
$100,000 3.062% 3.11% 270 Days Dividends
$250,000 3.062% 3.11% 270 Days Dividends
55 Month Bump Rate Certificate5 $1,000 3.101% 3.15% 450 Days Dividends
$100,000 3.208% 3.26% 450 Days Dividends
$250,000 3.208% 3.26% 450 Days Dividends
A $5 minimum balance is required to maintain a membership (base) savings account. APY refers to Annual Percentage Yield. Fees can reduce earnings on accounts. Dividends on savings, money market accounts, and checking accounts are variable and are subject to change after the account is opened. Dividends are compounded monthly on all deposit accounts, unless elected to transfer or withdraw dividends prior to compounding.
  • 1No monthly maintenance fees. Examples of fees that are not maintenance or activity fees that still apply include: check printing fees, balance inquiry fees, stop-payment fees and fees associated with checks returned unpaid or paid into overdraft, fees assessed against a dormant account, fees for ATM or electronic transfer services (such as preauthorized transfers or home banking services) not required to obtain an account. Not all businesses will qualify. Excess cash transactions, for example $10,000 in deposits or withdrawals, may result in the account being disqualified. You may be asked to close the account or transfer to another account type.↵
  • 2If Average Daily Balance falls below $10,000 the monthly maintenance fee is assessed. Refer to the LGE Business Accounts Schedule of Fees for more information.↵
  • 3Earnings credits are calculated by applying the Growth Business Checking rate to the average daily balance of the account.↵
  • 4If the average daily balance falls below $2,500 for the dividend period, it will become a non-dividend bearing account. You must maintain the minimum daily balance amount of $2,500 in your account to avoid a fee as stated in our Fee Schedule.↵
  • 5IRAs are not eligible for Bump Rate Certificates. Bump Rate Certificates cannot be used as collateral on a Certificate Secured Loan. Dividends are compounded monthly on all deposit accounts, unless elected to transfer or withdraw dividends prior to compounding.↵

If you need additional information about LGE accounts or other services, call our Contact Center at 1-770-424-0060. Check out more rates online at LGEccu.org.