Today's Deposit Rates - Personal

Deposit Rates - Personal Accounts

Rates, terms, and conditions are subject to change.

Table data for yLGE
 Rates Effective 07/01/2020
Initial Deposit Amount Balance Amount Rate APY Alert Me
yLGE Account1 $1.00 - $1,000.00 $1.00 or > 2.95% 3.00% Receive a notification when this rate changes
  • 1Membership eligibility required. Limited to one yLGE share per membership account. To be eligible, all co-owners must be listed at the account level. Minimum deposit of $1 required to open and maintain account. Deposits may be made only by ways specified. Withdrawals are limited to one per month. If you withdraw more than once per month the account is closed and balance dispersed by check or into another share. You will not be able to reopen the account for twelve months. At our discretion we may change interest rates and APY for this account. Dividends are compounded monthly for yLGE accounts.↵

Table data for Savings
 Rates Effective 6/1/2020
Minimum Balance Rate APY Alert Me
Membership (Base) / Custodial / Special $100.00 0.05% 0.06% Receive a notification when this rate changes
$25,000.00 0.10% 0.11% Receive a notification when this rate changes
$100,000.00 0.15% 0.16% Receive a notification when this rate changes
Youth1 $5.00 - $1,000.00 1.00% 1.01% Receive a notification when this rate changes
$1,000.01 0.05% 0.06% Receive a notification when this rate changes
$25,000.00 0.10% 0.11% Receive a notification when this rate changes
$100,000.00 0.15% 0.16% Receive a notification when this rate changes
Young Adult2 $5.00 - $1,000.00 3.00% 3.05% Receive a notification when this rate changes
$1,000.01 0.05% 0.06% Receive a notification when this rate changes
$25,000.00 0.10% 0.11% Receive a notification when this rate changes
$100,000.00 0.15% 0.16% Receive a notification when this rate changes
Money Market3 $2,500.00 0.25% 0.26% Receive a notification when this rate changes
$10,000.01 0.35% 0.36% Receive a notification when this rate changes
$25,000.01 0.35% 0.36% Receive a notification when this rate changes
$50,000.01 0.35% 0.36% Receive a notification when this rate changes
$100,000.01 0.35% 0.36% Receive a notification when this rate changes
$250,000.01 0.35% 0.36% Receive a notification when this rate changes
$500,000.01 0.40% 0.41% Receive a notification when this rate changes
A $5 minimum balance is required to maintain a membership (base) savings account, IRA savings account, custodial savings account, or youth savings account. APY refers to Annual Percentage Yield. Fees can reduce earnings on accounts. Dividends on savings, IRAs, money market accounts, and checking accounts are variable and are subject to change after the account is opened. Dividends are compounded monthly for checking and money market accounts and are compounded quarterly for savings and IRAs.
  • 1Youth savings accounts are available to members through age 17 and are limited to one account per person. Balances over $1,000 earn at a lower rate.↵
  • 2Young Adult savings accounts are available to members 18 through age 22 and are limited to one account per person. Balances over $1,000 earn at a lower rate.↵
  • 3If the average daily balance falls below $2,500 for the dividend period, it will become a non-dividend bearing account. You must maintain the minimum daily balance amount of $2,500 in your account to avoid a fee as stated in our Fee Schedule.↵

Table data for Checking
 Rates Effective 4/1/2020
Balance Amount Rate APY Alert Me
High Rewards Checking1 up to $25,000.00 1.48% 1.50% Receive a notification when this rate changes
High Rewards Checking2 $25,000.01 or > 0.095% 0.10% Receive a notification when this rate changes
Simply Checking n/a 0.00% 0.00% Receive a notification when this rate changes
SPLIT RATE: Our High Rewards Checking account is paid dividends based on a split rate tier structure and the account's average daily balance for the month. These two calculations are combined to provide an APYE (Annual Percentage Yield Earned) for your monthly dividend. This combined APYE is shown on your statement as a split rate. If requirements for High Rewards Checking are not met for the dividend period, it will become a non-dividend bearing account.

Dividends on checking accounts are variable and are subject to change after the account is opened. Dividends are compounded monthly for checking accounts. Fees can reduce earnings on accounts.
  • 1Rate and Annual Percentage Yield (APY) paid provided the qualifications are met; otherwise you do not earn dividends that month. The rate is only paid on balances up to $25,000. A lower rate will be paid on balances over $25,000. See High Rewards Checking for details.↵
  • 2Rate and Annual Percentage Yield (APY) paid on all balances in excess of $25,000 provided the qualifications are met. See High Rewards Checking for details.↵

Table data for Certificates / CD
 Rates Effective 04/09/2021
Term Minimum Balance Rate APY Early Withdrawal Penalty Alert Me
6 Months $1,000 0.33% 0.34% 90 Days Dividends Receive a notification when this rate changes
$25,000 0.34% 0.35% 90 Days Dividends Receive a notification when this rate changes
$100,000 0.35% 0.36% 90 Days Dividends Receive a notification when this rate changes
12 Months $1,000 0.40% 0.41% 90 Days Dividends Receive a notification when this rate changes
$25,000 0.41% 0.42% 90 Days Dividends Receive a notification when this rate changes
$100,000 0.42% 0.43% 90 Days Dividends Receive a notification when this rate changes
18 Months $1,000 0.50% 0.51% 180 Days Dividends Receive a notification when this rate changes
$25,000 0.51% 0.52% 180 Days Dividends Receive a notification when this rate changes
$100,000 0.52% 0.53% 180 Days Dividends Receive a notification when this rate changes
24 Months $1,000 0.53% 0.54% 180 Days Dividends Receive a notification when this rate changes
$25,000 0.54% 0.55% 180 Days Dividends Receive a notification when this rate changes
$100,000 0.55% 0.56% 180 Days Dividends Receive a notification when this rate changes
36 Months $1,000 0.73% 0.74% 270 Days Dividends Receive a notification when this rate changes
$25,000 0.74% 0.75% 270 Days Dividends Receive a notification when this rate changes
$100,000 0.75% 0.76% 270 Days Dividends Receive a notification when this rate changes
48 Months $1,000 1.04% 1.05% 360 Days Dividends Receive a notification when this rate changes
$25,000 1.05% 1.06% 360 Days Dividends Receive a notification when this rate changes
$100,000 1.06% 1.07% 360 Days Dividends Receive a notification when this rate changes
60 Months $1,000 1.31% 1.32% 450 Days Dividends Receive a notification when this rate changes
$25,000 1.32% 1.33% 450 Days Dividends Receive a notification when this rate changes
$100,000 1.33% 1.34% 450 Days Dividends Receive a notification when this rate changes
33 Month Bump Rate Certificate $2,500 0.68% 0.69% 270 Days Dividends Receive a notification when this rate changes
$25,000 0.69% 0.70% 270 Days Dividends Receive a notification when this rate changes
$100,000 0.70% 0.71% 270 Days Dividends Receive a notification when this rate changes
55 Month Bump Rate Certificate $2,500 1.26% 1.27% 450 Days Dividends Receive a notification when this rate changes
$25,000 1.27% 1.28% 450 Days Dividends Receive a notification when this rate changes
$100,000 1.28% 1.29% 450 Days Dividends Receive a notification when this rate changes
APY refers to Annual Percentage Yield. Rates and APY are subject to change without notice.
The minimum opening deposit amount for Bump Certificates starts at $2,500.00. IRAs are not eligible for Bump Rate Certificates. Bump Rate Certificates cannot be used as collateral on a Certificate Secured Loan.

Table data for IRA Certificates
 04/09/2021
Term Minimum Balance Rate APY Early Withdrawal Penalty Alert Me
6 Months $1,000 0.33% 0.34% 90 Days Dividends
$25,000 0.34% 0.35% 90 Days Dividends
$100,000 0.35% 0.36% 90 Days Dividends
12 Months $1,000 0.40% 0.41% 90 Days Dividends
$25,000 0.41% 0.42% 90 Days Dividends
$100,000 0.43% 0.44% 90 Days Dividends
18 Months $1,000 0.50% 0.51% 180 Days Dividends
$25,000 0.51% 0.52% 180 Days Dividends
$100,000 0.52% 0.53% 180 Days Dividends
24 Months $1,000 0.53% 0.54% 180 Days Dividends
$25,000 0.54% 0.55% 180 Days Dividends
$100,000 0.55% 0.56% 180 Days Dividends
36 Months $1,000 0.73% 0.74% 270 Days Dividends
$25,000 0.74% 0.75% 270 Days Dividends
$100,000 0.75% 0.76% 270 Days Dividends
48 Months $1,000 1.04% 1.05% 360 Days Dividends
$25,000 1.05% 1.06% 360 Days Dividends
$100,000 1.06% 1.07% 360 Days Dividends
60 Months $1,000 1.31% 1.32% 450 Days Dividends
$25,000 1.32% 1.33% 450 Days Dividends
$100,000 1.33% 1.34% 450 Days Dividends
The minimum opening deposit amount for all certificates starts at $1,000.00. APY refers to Annual Percentage Yield. Rates and APY are subject to change without notice.

Federally insured by the NCUA. An Equal Housing Lender.

Federally insured by the NCUA.
We do business in accordance with the Federal Fair
Housing Law and the Equal Credit Opportunity Act.

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All Rights Reserved.