Visa Platinum

LGE Visa^® Platinum Credit Card

Carry the power of Visa Platinum!

Visa Platinum Card Highlights

No annual fee
No balance transfer fee from other higher interest, higher annual fee cards
1% cash back checking reward on purchases when you have a qualifying High Rewards Checking account^*
Cell Phone Protection
ID Navigator Powered by NortonLifeLock
Use with your mobile wallet
Design your own card
Special low introductory rate for new cards^*
Purchase Security/Extended Protection, Price Protection, and Return Protection
$2,000 Trip Cancellation/Interruption Protection per trip
A variety of free card benefits

^*See disclosures for details and restrictions.

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LGE Visa Credit Card Loan Rates & Terms

Table data for Personal Credit Cards (Variable Rate)
Effective 03/27/2024
Card Type	Standard APR is a Variable Rate¹	Introductory APR²	Cash Advance APR	Cash Advance Fee	Late Payment Fees	Minimum Monthly Payment
Visa Platinum³	17.10%	3.99% Introductory APR on purchases and balance transfers made during the first 180 days; rate effective first 12 months card is open	17.10%	$3.00 or 3% whichever is greater, not to exceed $30.00	Up to $35.00	2% of outstanding balance or $10, whichever is greater

Visa Perks⁴	18.00%	N/A	18.00%	$3.00 or 3% whichever is greater, not to exceed $30.00	Up to $35.00	2% of outstanding balance or $10, whichever is greater

Membership eligibility and base savings account that keeps a $5 minimum balance required. Rates and terms are subject to change at any time without notice.
¹APR=Annual Percentage Rate. All loans are subject to credit qualifications and approval. Standard underwriting including terms and conditions also apply. Other restrictions including minimum and maximum loan amounts and other conditions may apply. ↵ ²The Introductory Annual Percentage Rate (APR) applies only to purchases and balance transfers made on new VISA Platinum accounts during the first 180 days. After the initial 180 days, our standard APR applies for any purchases and or balance transfers. The Introductory APR will continue to apply to the qualified transactions until your credit card account has been opened for 12 months or the balance is paid. Any remaining balance will roll into the standard APR.↵ ³VISA PLATINUM: Variable Rate information for VISA Platinum purchases and cash advances may vary. The APR will vary with the market based on the preceding 4 week average of the 26 Week Treasury Bill plus a margin of 12%. Credit limits range from $2,500 to $25,000 based on the credit worthiness of the applicant(s). Method of Computing Balances for Purchases: Average Daily Balance including new purchases. Grace Period: You have 25 days after the close of a billing cycle to replay your balance for purchases before a finance charge will be imposed. Finance charges begin to accrue immediately for cash advances. This is a variable rate loan. ↵ ⁴VISA PERKS: Variable Rate Information for Visa Perks purchases and cash advances may vary. The APR will vary with the market based on the preceding 4 week average of the 26 Week Treasury Bill plus a margin of 16%. Credit limits range from $500 to $3,500 based on the credit worthiness of the applicant(s). Method of Computing Balances for Purchases: Average Daily Balance including new purchases. Grace Period: You have 25 days after the close of a billing cycle to repay your balance for purchases before a finance charge will be imposed. Finance charges begin to accrue immediately for cash advances. This is a variable rate loan. ↵

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Ready to Apply for a Visa Platinum Credit Card?

To apply, you must be an existing member or eligible to become a member. Everyone who lives or works in Bartow, Cherokee, Cobb, Fulton, and Paulding counties is eligible to apply for membership, as are employees of the companies on our Partner Group list. Family members of existing members are also eligible.

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Call us at 770-424-0060

Visit an LGE Branch

All loans subject to approval.

Important Notice - IE 11 Degradation of Service

LGE Visa® Platinum Credit Card

Visa Platinum Card Highlights

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LGE Visa Credit Card Loan Rates & Terms

Ready to Apply for a Visa Platinum Credit Card?

LGE Visa^® Platinum Credit Card