Smyrna Branch Temporary Closing

Our Smyrna branch will be temporarily closed on Tuesday, August 24, 2021. 
We look forward to serving you when Smyrna's normal operating hours resume Wednesday, August 25, 2021. 

Loan Rates

Click here for Deposit Rates.

Table data for Personal Auto Loans (Fixed Rates)
 Rates Effective 03/16/2021
Type Term APR As Low As1 Alert Me
2019 - 2021 model years2 up to 84 Mo.3 1.99% Receive a notification when this rate changes
2018 model year4 up to 84 Mo.3 2.64% Receive a notification when this rate changes
2017 model year4 up to 75 Mo. 3.04% Receive a notification when this rate changes
2016 model year4 up to 75 Mo. 3.29% Receive a notification when this rate changes
2015 model year4 up to 75 Mo. 3.49% Receive a notification when this rate changes
2014 model year4 up to 66 Mo. 3.74% Receive a notification when this rate changes
2013 model year4 up to 66 Mo. 4.14% Receive a notification when this rate changes
Membership eligibility and base savings account that keeps a $5 minimum balance required.
All loans are subject to credit qualifications and approval. APRs may vary based on applicant(s) credit worthiness and could be higher than the stated rate. Standard underwriting including terms, Loan to Value (LTV), and conditions also apply. Other restrictions including minimum and maximum loan amounts, vehicle type, age, mileage and weight limitations may apply.
Rates and terms are subject to change at any time without notice.
  • 1APR = Annual Percentage Rate. “As Low As” rates listed are based on a 48 month term based on minimum credit score criteria. Actual interest rate offered may be higher depending on applicant(s) credit score, model year, terms and additional underwriting factors.
    Payment Example: $26,500 loan at 4.39% APR for 60 months, monthly payments including first payment after 30 days of approximately $492.72. For an estimate of what your payment may be, click here to use our Loan Calculator.↵
  • 2Up to 100% financing available for qualified applicants.↵
  • 384 month option requires a minimum amount financed of $25,000 and a Credit Score of 660+ for all borrowers on the loan.
    Payment Example: $25,000 loan at 4.89% APR for 84 months, monthly payments including first payment after 30 days of approximately $352.06. For an estimate of what your payment may be, click here to use our Loan Calculator.↵
  • 4Financing up to NADA retail value for qualified applicants.↵

Table data for Boats & RVs (Fixed Rate)
 Rates Effective 09/30/2020
Term APR As Low As1 Alert Me
up to 144 Mo. depending on financed amount 4.25% Receive a notification when this rate changes
Membership eligibility and base savings account that keeps a $5 minimum balance required.
All loans are subject to credit qualifications and approval. APRs may vary based on applicant(s) credit worthiness and could be higher than the stated rate. Standard underwriting including terms, Loan to Value (LTV), and conditions also apply. Other restrictions including minimum and maximum loan amounts, boat/RV type, age, and other conditions may apply.
Rates and terms are subject to change at any time without notice.
  • 1APR = Annual Percentage Rate. “As Low As” rates listed are based on a 48 month term based on minimum credit score criteria. Actual interest rate offered may be higher depending on applicant(s) credit score, model year, terms and additional underwriting factors.
    Payment Example: $30,000 loan at 5.25% APR for 60 months, monthly payments including first payment after 30 days of approximately $569.58. For an estimate of what your payment may be, click here to use our Loan Calculator.↵

Table data for Motorcycle (Fixed Rate)
 Rates Effective 09/28/2020
Term APR As Low As1 Alert Me
up to 60 Mo. depending on amount financed 4.25% Receive a notification when this rate changes
Membership eligibility and base savings account that keeps a $5 minimum balance required.
All loans are subject to credit qualifications and approval. APRs may vary based on applicant(s) credit worthiness and could be higher than the stated rate. Standard underwriting including terms, Loan to Value (LTV), and conditions also apply. Other restrictions including minimum and maximum loan amounts, motorcycle type, age, and other conditions may apply.
Rates and terms are subject to change at any time without notice.
  • 1APR = Annual Percentage Rate. “As Low As” rates listed are based on a 48 month term based on minimum credit score criteria. Actual interest rate offered may be higher depending on applicant(s) credit score, model year, terms and additional underwriting factors.
    Payment Example: $25,000 loan at 5.75% APR for 60 months, monthly payments including first payment after 30 days of approximately $480.42. For an estimate of what your payment may be, click here to use our Loan Calculator.↵

Table data for Personal Credit Cards (Variable Rate)
 Rates Effective 07/27/2021
APR Cash Advance Fees Late Payment Fees Alert Me
Visa Platinum 12.05% $3.00 or 3% whichever is greater, not to exceed $30.00 up to $35 Receive a notification when this rate changes
12.05% on cash advances Receive a notification when this rate changes
3.99% on purchases and balance transfers made during first 180 days; rate effective first 12 months card is open1 Receive a notification when this rate changes
The Achiever 16.55% $3.00 or 3% whichever is greater, not to exceed $30.00 up to $35 Receive a notification when this rate changes
Membership eligibility and base savings account that keeps a $5 minimum balance required.
All loans are subject to credit qualifications and approval. Standard underwriting including terms and conditions also apply. Other restrictions including minimum and maximum loan amounts and other conditions may apply.
Rates are variable and are subject to change at any time without notice.
  • 1APR = Annual Percentage Rate.
    Variable Rate Information for LGE Visa Platinum Purchases and Cash Advances may vary: This APR will vary with the market based on the preceding 4 week average of the 26 Week Treasury Bill plus a margin of 12%.
    Variable Rate Information for LGE Visa Achiever Purchases and Cash Advances may vary: This APR will vary with the market based on the preceding 4 week average of the 26 Week Treasury Bill plus a margin of 16%.

    Grace Period: You have 25 days after the close of a billing cycle to repay your balance for purchases before a finance charge will be imposed. Finance charges begin to accrues immediately for cash advances.
    Method of Computing the Balances for Purchases: Average Daily Balance including new purchases
    Minimum Monthly Payment: 2% or $10 whichever is greater
    Visa Achiever credit limits range from $500 to $3500 based on the credit worthiness of the applicant(s)
    Visa Platinum credit limits range from $2500 to $25000 based on the credit worthiness of the applicant(s)↵

Table data for LGE Quick Cash® (Variable Rate)
 Rates Effective 8/01/2020
Minimum/Maximum Loan Amount APR As Low As1 Alert Me
$1,000 - $25,000 8.06%(0.0220) Daily Index =.05 Receive a notification when this rate changes
Membership eligibility and base savings account that keeps a $5 minimum balance required.
All loans are subject to credit qualifications and approval. Standard underwriting including terms and conditions also apply. Other restrictions including minimum and maximum loan amounts and other conditions may apply.
Rates are variable and are subject to change at any time without notice.
  • 1APR = Annual Percentage Rate.
    Variable Rate Information for LGE Quick Cash Loans: This APR will vary with the market based on the preceding 4 week average of the 26 Week Treasury Bill plus a margin of 8%↵

Table data for Share Loan (Variable Rate)
 Rates Effective 06/01/2018
Term APR As Low As1 Alert Me
36 Mo. 2.050% Receive a notification when this rate changes
Membership eligibility and base savings account that keeps a $5 minimum balance required.
Restrictions including minimum and maximum loan amounts and other conditions may apply.
Rates and terms are subject to change at any time without notice.
  • 1APR = Annual Percentage Rate. “As Low As” rates listed are based on the savings dividend rate plus a margin of 2%.↵

Table data for Signature Loan (Fixed Rate)
 Rates Effective 09/23/2020
Term Loan Amount APR As Low As1 Alert Me
36 Mo. Up to $4,999 7.00% Receive a notification when this rate changes
48 Mo. $5,000-$9,999 7.50% Receive a notification when this rate changes
60 Mo. $10,000-$30,000 8.00% Receive a notification when this rate changes
Membership eligibility and base savings account that keeps a $5 minimum balance required.
All loans are subject to credit qualifications and approval. APRs may vary based on applicant(s) credit worthiness and could be higher than the stated rate. Standard underwriting including terms and conditions also apply. Other restrictions including minimum and maximum loan amounts and other conditions may apply.
Rates and terms are subject to change at any time without notice.
  • 1APR = Annual Percentage Rate. “As Low As” rates listed are based on a 36 month term based on minimum credit score criteria. Actual interest rate offered may be higher depending on applicant(s) credit score, terms and additional underwriting factors.
    Payment Example: $5,000 loan at 7.50% APR for 48 months, monthly payments including first payment after 30 days of approximately $120.89. For an estimate of what your payment may be, click here to use our Loan Calculator.↵

Table data for Business Credit Card
 Rates Effective 07/27/2021
APR1 Cash Advance Fees Late Payment Fees Alert Me
Business Platinum 12.05% $3.00 or 3% whichever is greater, not to exceed $30.00 $35 Receive a notification when this rate changes
(12.05% on cash advances) Receive a notification when this rate changes
3.99% on purchases and balance transfers made during first 180 days; rate effective first 12 months card is open2 Receive a notification when this rate changes
  • 1APR = Annual Percentage Rate.
    Variable Rate Information for Platinum: Purchases and Cash Advances - APR may vary. The rate is determined by the preceding four-week average of the 26-week Treasury Bill rate, plus up to twelve percentage points.
    Grace Period: You have 25 days after the close of a billing cycle to repay your balance for purchases before a finance charge on purchases will be imposed.
    Method of Computing the Balance for Purchases: Average daily balance (including new purchases).
    Minimum Monthly Payment for all credit cards: 2%, minimum $10↵
  • 2The Introductory Annual Percentage Rate (APR) applies only to purchases and balance transfers made on new Visa Platinum accounts during the first 180 days. After the initial 180 days, our Standard APR applies for any purchases and or balance transfers. The Introductory APR will continue to apply to the qualified transactions until your credit card account has been opened for 12 months or the balance is paid. Any remaining balance will roll into the Standard APR.↵

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