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Loan Rates

Table data for Personal Auto Loans (Fixed Rates)
 Rates Effective 12/02/2022
Type Term APR As Low As1 Alert Me
2021 - 2023 model years2 48 - 84 Mos.3 4.25% - 9.74% Receive a notification when this rate changes
2020 model year4 48 - 84 Mos.3 4.99% - 10.04% Receive a notification when this rate changes
2019 model year4 48 - 75 Mos. 5.89% - 10.24% Receive a notification when this rate changes
2018 model year4 48 - 75 Mos. 6.09% - 10.44% Receive a notification when this rate changes
2017 model year4 48 - 75 Mos. 6.39% - 10.44% Receive a notification when this rate changes
2016 model year4 48 - 66 Mos 6.69% - 10.34% Receive a notification when this rate changes
2015 model year4 48 - 66 Mos. 7.29% - 10.74% Receive a notification when this rate changes
Membership eligibility and base savings account that keeps a $5 minimum balance required.
All loans are subject to credit qualifications and approval. Standard underwriting including terms, Loan to Value (LTV), and conditions also apply. Other restrictions including minimum and maximum loan amounts, vehicle type, age, mileage and weight limitations may apply.
Rates and terms are subject to change at any time without notice.
  • 1APR = Annual Percentage Rate. Lowest rates listed for each model year are based on a 48 month term and minimum credit score criteria. Actual interest rate and APR offered may be higher depending on applicant(s) credit score, model year, terms and additional underwriting factors.
    Payment Example: $26,500 loan at 4.39% APR for 60 months, with no down payment, monthly payments including first payment after 30 days of approximately $492.72. For an estimate of what your payment may be, click here to use our Loan Calculator.
  • 2Up to 100% financing available for qualified applicants.
  • 384 month option requires a minimum amount financed of $25,000 and a Credit Score of 660+ for all borrowers on the loan.
    Payment Example: $25,000 loan at 4.89% APR for 84 months, with no down payment, monthly payments including first payment after 30 days of approximately $352.06. For an estimate of what your payment may be, click here to use our Loan Calculator.
  • 4Financing up to NADA retail value for qualified applicants.

Table data for Boats & RVs (Fixed Rate)
 Rates Effective 12/02/2022
Term APR As Low As1 Alert Me
48 - 144 Mo. depending on financed amount 5.75% - 16.00% Receive a notification when this rate changes
Membership eligibility and base savings account that keeps a $5 minimum balance required.
All loans are subject to credit qualifications and approval. Standard underwriting including terms, Loan to Value (LTV), and conditions also apply. Other restrictions including minimum and maximum loan amounts, boat/RV type, age, and other conditions may apply.
Rates and terms are subject to change at any time without notice.
  • 1APR = Annual Percentage Rate. Lowest rate listed is based on a 48 month term based on minimum credit score criteria. Actual interest rate and APR offered may be higher depending on applicant(s) credit score, model year, terms and additional underwriting factors.
    Payment Example: $30,000 loan at 8.75% APR for 60 months, with no down payment, monthly payments including first payment after 30 days of approximately $619.23. For an estimate of what your payment may be, click here to use our Loan Calculator.

Table data for Motorcycle (Fixed Rate)
 Rates Effective 12/02/2022
Term APR As Low As1 Alert Me
48 - 60 Mo. depending on amount financed 6.00% - 12.50% Receive a notification when this rate changes
Membership eligibility and base savings account that keeps a $5 minimum balance required.
All loans are subject to credit qualifications and approval. Standard underwriting including terms, Loan to Value (LTV), and conditions also apply. Other restrictions including minimum and maximum loan amounts, motorcycle type, age, and other conditions may apply.
Rates and terms are subject to change at any time without notice.
  • 1APR = Annual Percentage Rate. Lowest rate listed is based on a 48 month term based on minimum credit score criteria. Actual interest rate and APR offered may be higher depending on applicant(s) credit score, model year, terms and additional underwriting factors.
    Payment Example: $30,000 loan at 6.50% APR for 60 months, monthly payments including first payment after 30 days of approximately $587.06. For an estimate of what your payment may be, click here to use our Loan Calculator.

Table data for Personal Credit Cards (Variable Rate)
 Rates Effective 11/27/2022
APR1 Cash Advance Fees Late Payment Fees Alert Me
Visa Platinum 16.13% $3.00 or 3% whichever is greater, not to exceed $30.00 up to $35 Receive a notification when this rate changes
3.99% introductory APR on purchases and balance transfers made during first 180 days; rate effective first 12 months card is open2 Receive a notification when this rate changes
16.13% on cash advances Receive a notification when this rate changes
Visa Perks 18.00% $3.00 or 3% whichever is greater, not to exceed $30.00 up to $35 Receive a notification when this rate changes
Membership eligibility and base savings account that keeps a $5 minimum balance required.
All loans are subject to credit qualifications and approval. Standard underwriting including terms and conditions also apply. Other restrictions including minimum and maximum loan amounts and other conditions may apply.
Rates are variable and are subject to change at any time without notice.
  • 1APR = Annual Percentage Rate.
    Variable Rate Information for LGE Visa Platinum Purchases and Cash Advances may vary: This APR will vary with the market based on the preceding 4 week average of the 26 Week Treasury Bill plus a margin of 12%.
    Variable Rate Information for LGE Visa Perks Purchases and Cash Advances may vary: This APR will vary with the market based on the preceding 4 week average of the 26 Week Treasury Bill plus a margin of 16%.

    Grace Period: You have 25 days after the close of a billing cycle to repay your balance for purchases before a finance charge will be imposed. Finance charges begin to accrues immediately for cash advances.
    Method of Computing the Balances for Purchases: Average Daily Balance including new purchases
    Minimum Monthly Payment: 2% or $10 whichever is greater
    Visa Perks credit limits range from $500 to $3500 based on the credit worthiness of the applicant(s)
    Visa Platinum credit limits range from $2500 to $25000 based on the credit worthiness of the applicant(s)
  • 2The Introductory Annual Percentage Rate (APR) applies only to purchases and balance transfers made on new Visa Platinum accounts during the first 180 days. After the initial 180 days, our Standard APR applies for any purchases and or balance transfers. The Introductory APR will continue to apply to the qualified transactions until your credit card account has been opened for 12 months or the balance is paid. Any remaining balance will roll into the Standard APR.

Table data for LGE Quick Cash® (Variable Rate)
 Rates Effective 12/01/2022
Minimum/Maximum Loan Amount APR As Low As1 Alert Me
$1,000 - $25,000 12.50% (0.034) Daily Index =.05 Receive a notification when this rate changes
Membership eligibility and base savings account that keeps a $5 minimum balance required.
All loans are subject to credit qualifications and approval. Standard underwriting including terms and conditions also apply. Other restrictions including minimum and maximum loan amounts and other conditions may apply.
Rates are variable and are subject to change at any time without notice.
  • 1APR = Annual Percentage Rate.
    Variable Rate Information for LGE Quick Cash Loans: This APR will vary with the market based on the preceding 4 week average of the 26 Week Treasury Bill plus a margin of 8%

Table data for Share Loan (Variable Rate)
 Rates Effective 06/01/2018
Term APR As Low As1 Alert Me
36 Mo. 2.050% Receive a notification when this rate changes
Membership eligibility and base savings account that keeps a $5 minimum balance required.
Restrictions including minimum and maximum loan amounts and other conditions may apply.
Rates and terms are subject to change at any time without notice.
  • 1APR = Annual Percentage Rate. “As Low As” rates listed are based on the savings dividend rate plus a margin of 2%.

Table data for Signature Loan (Fixed Rate)
 Rates Effective 12/02/2022
Term Loan Amount APR As Low As1 Alert Me
36 Mo. Up to $4,999 8.50% - 16.50% Receive a notification when this rate changes
48 Mo. $5,000 - $9,999 8.75% - 17.00% Receive a notification when this rate changes
60 Mo. $10,000 - $30,000 9.25% - 17.50% Receive a notification when this rate changes
Membership eligibility and base savings account that keeps a $5 minimum balance required.
All loans are subject to credit qualifications and approval. Standard underwriting including terms and conditions also apply. Other restrictions including minimum and maximum loan amounts and other conditions may apply.
Rates and terms are subject to change at any time without notice.
  • 1APR = Annual Percentage Rate. Lowest rate listed is based on a 36 month term based on minimum credit score criteria. Actual interest rate and APR offered may be higher depending on applicant(s) credit score, terms and additional underwriting factors.
    Payment Example: $5,000 loan at 11.00% APR for 48 months, monthly payments including first payment after 30 days of approximately $129.26. For an estimate of what your payment may be, click here to use our Loan Calculator.