AD&D, HAP & TruStage Life

AD&D through Transamerica Premier Life Insurance Company¹

Through our relationship with Transamerica Premier Life Insurance Company (via Affinion Benefits Group), we are able to offer Accidental Death and Dismemberment (AD&D) coverage to our members.

PROGRAM HIGHLIGHTS

• Guaranteed coverage; no medical exam or health questionnaires required.
• Affordable group rates.
• Additional coverage includes special benefits: common carrier insurance, anti-inflation protection, educational assistance, hospital income and day care.

¹Transamerica Premier Life Insurance Company and its subsidiaries are not affiliates of LGE Insurance Services or LGE Community Credit Union. While LGE endorses the product offered, LGE does not accept any liability for the product offered.

For information on coverage and benefits, call the Plan Administrator toll free:

HAP through Federal Insurance Company²

We also offer a Hospital Accident Protection (HAP) plan through our relationship with Federal Insurance Company (via Affinion Benefits Group). The Hospital Accident Protection plan was designed to help you defray the high cost of hospitalization as the result of an accident. The plan provides cash benefits, paid directly to you, of $300 each day you are hospitalized — an amount that doubles if the hospital stay is in intensive care. In addition, you can receive up to $100 in payment for an emergency room visit resulting from a covered accident. Family coverage is available as well.

PROGRAM HIGHLIGHTS

• Guaranteed coverage; no medical exams required.
• Benefits are paid in cash for you to use in any way you wish.
• The first two months of coverage are no cost to you.
• Coverage for covered accidents only; hospitalization due to sickness or disease is not covered.

² Underwritten by Federal Insurance Company. Federal Insurance Company and its subsidiaries are not affiliates of LGE Insurance Services or LGE Community Credit Union. While LGE endorses the product offered, LGE does not accept any liability for the product offered.

For information on coverage and benefits, call the Plan Administrator toll free:

TruStage Life

Expect the best out of life, but be prepared.

You want the best for your family and that means planning for life’s “what ifs.” Like what if you were to die unexpectedly, and they had to make ends meet without your income?

What’s covered?

Term life insurance helps protect your family from the loss of your income if you were to die. It pays income-tax free money they could use for the mortgage, debts, unpaid bills or any reason.

What are the advantages?

TruStage® Term Life Insurance is a good choice if you need high coverage amounts now, with payments that fit your budget. And it’s available entirely online, so you can apply in about 10 minutes*:

• Six-step application
• 100% online
• Just a few health questions
• No medical exam
• Instant decision (up to $100,000)

Don’t wait. Get an instant quote based on your budget today.

A Tradition of Strength

TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of March 2019 by A.M. Best, an independent rating service which evaluates financial stability and operating performance, year after year. An “A” rating is the third-highest of 16 ratings.

TruStage® Term Life Insurance to Age 80 is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company, P.O. Box 61 Waverly IA 50677. This is a term policy that increases when entering each five year band: 25, 30, 35, 40, 45, 50, 55, 60, 65, 70, and 75. Renewable to age 80. *Time estimate source: TruStage Internal Analytics Reporting, July 2018. Approval is based on your answers to the questions on the application. TruStage life insurance policies contain specific limitations, exclusions, termination provisions and requirements for keeping them in force. Please see your policy or contact us for full details. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Product and features may not be available in all states. For coverage amounts over $100,000 rates will be higher due to tobacco use. For coverage amounts up to $100,000. Base Policy Numbers: ICC16-A10a-039, A10a-039-2016.

© 2020 TruStage Insurance Agency

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