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Savings & Certificates

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Base Savings

LGE’s Base Savings account is a basic savings account used to establish membership at the credit union, while allowing you to earn dividends on your balance.1

  • $5 minimum deposit to open and maintain the account
  • No monthly maintenance fees when account is active2
  • Easy account access through Memberline (24-hour automated phone banking system), online and mobile banking, and at any LGE location

1A $5 minimum balance is required to open and maintain a Base Savings Account. Excessive withdrawal fees will apply to withdrawals over 5 per month. Fees can reduce earnings on accounts. A $100 minimum balance is required to earn dividends on a Base Savings Account. Dividends are variable and are subject to change after the account is opened. See fee schedule.
2Account becomes inactive with 12 months of no activity and balances of $250 or less. 

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Special Savings

Save for upcoming holidays, a vacation or a new car.

Once the account is opened, you can change the description of this account — for example, “Jennifer’s Wedding.”

  • No minimum balance requirement
  • Access in person, by mail, Memberline (24-hour automated phone banking system), online banking or mobile Banking.
  • To help save money faster, consider setting up an automatic transfer or payroll deduction to be deposited directly into the account

Excessive withdrawal fees will apply to withdrawals over 5 per month. Fees can reduce earnings on accounts. Dividends are variable and are subject to change after the account is opened. See fee schedule

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Custodial Savings

Custodial savings accounts allow you to save money in your child’s name, while maintaining full control over the account.

By opening accounts for your children while they are growing up, you teach them how to save money and to grow into financially savvy adults.

  • $5 minimum deposit to open and maintain the account
  • Access in person, by mail, Memberline (24-hour automated phone banking system), online and mobile banking
  • To help save money faster, consider setting up an automatic transfer or payroll deduction to be deposited directly into the account

A $5 minimum balance is required to maintain a Custodial Savings Account. Excessive withdrawal fees will apply to withdrawals over 5 per month Fees can reduce earnings on accounts. Dividends are variable and are subject to change after the account is opened. See Fee Schedule

Image of birds nest with money in it on teal background

NestTM

Rewarding your loyalty. Earn 3.00% APY* and bigger rewards starting now!

No matter why you want to save, LGE wants to help fuel your dreams by giving you even more rewards. That's why we are offering one of our highest rates of 3.00% APY on the NestTM account to help you reach your savings goals faster.

Mom and son sitting at table counting his savings

Youth and Young Adult Savings

Let your kids watch their money grow when they earn a generous dividend rate of 1.26% APY* on the first $1,000!

Youth Savings and Young Adult Savings accounts are a great way for parents to give their kids the opportunity to learn financial responsibility by saving money in their very own account. The youth is the primary account holder, which means the account can develop with your child as they get older.

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Certificates

A certificate of deposit allows you to earn a higher dividend rate in return for leaving your funds on deposit for a specified period of time.

Choose a standard certificate and earn the same great rate throughout the term of the deposit, or take advantage of a bump rate certificate to "bump" the rate one time during the term of the CD. Saving with an IRA? Make the most of your wait with an IRA certificate.