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- About LGE Community Credit Union
Secured Loans
Secured Loans
With our Share or Certificate Secured loan, you can build credit and save on interest by borrowing against the money in your savings account or in a certificate*.
Secured Loan Highlights
- No application fee
- Quick application and approval
- Only 2% above the current savings rate (if secured against your share account)
- Only 2% over the certificate dividend rate or the same certificate's current offered rate, whichever is greater
- Optional Debt Protection
*Bump Rate Certificates cannot be used as collateral on a Certificate Secured Loan.
What’s the Payment?
Learn how much you can afford to borrow and how much your payments will be with our helpful financial calculators.
Certificate-Secured Loan Rates
Loan rates for Certificate-Secured loans are 2.00% over the certificate dividend rate or the same certificate's current offered rate, whichever is greater.
Share-Secured Loan Rates & Terms
| Term | APR As Low As1 | Alert Me |
|---|---|---|
| 36 Mo. | 2.050% | Receive a notification when this rate changes |
| Membership eligibility and base savings account that keeps a $5 minimum balance required. Restrictions including minimum and maximum loan amounts and other conditions may apply. Rates and terms are subject to change at any time without notice. |
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Ready to Apply for a Secured Loan?
To apply, you must be an existing member or eligible to become a member. Everyone who lives or works in Bartow, Cherokee, Cobb, Douglas, Fulton, and Paulding counties is eligible to apply for membership, as are employees of the companies on our Partner Group list. Family members of existing members are also eligible.
All loans subject to approval.