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With our Share or Certificate Secured loan, you can build credit and save on interest by borrowing against the money in your savings account or in a certificate*.
*Bump Rate Certificates cannot be used as collateral on a Certificate Secured Loan.
Learn how much you can afford to borrow and how much your payments will be with our helpful financial calculators.
Loan rates for Certificate-Secured loans are 2.00% over the certificate dividend rate or the same certificate's current offered rate, whichever is greater.
Term | APR As Low As1 | Alert Me |
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36 Mo. | 2.050% | Receive a notification when this rate changes |
Membership eligibility and base savings account that keeps a $5 minimum balance required. Restrictions including minimum and maximum loan amounts and other conditions may apply. Rates and terms are subject to change at any time without notice. |
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To apply, you must be an existing member or eligible to become a member. Everyone who lives or works in Bartow, Cherokee, Cobb, Douglas, Fulton, and Paulding counties is eligible to apply for membership, as are employees of the companies on our Partner Group list. Family members of existing members are also eligible.
All loans subject to approval.