Business Account Rates

Table data for Business Accounts
 Rates Effective 01/15/19
Rate APY Balance Amount Alert Me
Business Savings 0.145% 0.15% $100.00 or > Receive a notification when this rate changes
0.245% 0.25% $25,000 or > Receive a notification when this rate changes
0.345% 0.35% $100,000 or > Receive a notification when this rate changes
Business Secondary Savings 0.145% 0.15% $100.00 or > Receive a notification when this rate changes
0.245% 0.25% $25,000 or > Receive a notification when this rate changes
0.345% 0.35% $100,000 or > Receive a notification when this rate changes
Primary Checking N/A N/A $2,500 Average Daily Balance Receive a notification when this rate changes
Growth Business Checking1 0.25% 0.25% $10,000 Average Daily Balance Receive a notification when this rate changes
Volume Business Checking2 N/A N/A Earning Credit available Receive a notification when this rate changes
Non-Profit Checking N/A N/A N/A Receive a notification when this rate changes
Money Market3 0.495% 0.50% $2,500 or > Receive a notification when this rate changes
0.594% 0.60% $10,000 or > Receive a notification when this rate changes
0.743% 0.75% $25,000 or > Receive a notification when this rate changes
Premium Money Market4 0.892% 0.90% $50,000 or > Receive a notification when this rate changes
0.991% 1.00% $100,000 or > Receive a notification when this rate changes
A $5 minimum balance is required to maintain a membership (base) savings account, custodial savings account, or youth savings account. APY refers to Annual Percentage Yield. Fees can reduce earnings on accounts. Dividends on savings and money market accounts are variable and are subject to change after the account is opened. Limit 6 withdrawals per month as required by Regulation D.
  • 1If Average Daily Balance falls below $10,000 the monthly maintenance fee is assessed. Refer to the LGE Business Accounts Schedule of Fees for more information.↵
  • 2Earnings credits are calculated by applying the Volume Business Checking rate to the average daily balance of the account.↵
  • 3If the average daily balance falls below $2,500 for the dividend period, it will become a non-dividend bearing account. You must maintain the minimum daily balance amount of $2,500 in your account to avoid a fee as stated in our Fee Schedule.↵
  • 4$50,000 minimum balance to open. $50,000 minimum average daily balance to earn dividends. ↵

Table data for Business Certificates
 Rates Effective 08/10/19
Term Minimum Balance Rate APY Early Withdrawal Penalty Alert Me
12 Months $1,000 or > 1.440% 1.45% 90 Days Dividends Receive a notification when this rate changes
$25,000 or > 1.588% 1.60% 90 Days Dividends Receive a notification when this rate changes
$100,000 or > 1.736% 1.75% 90 Days Dividends Receive a notification when this rate changes
24 Months $1,000 or > 1.584% 1.60% 180 Days Dividends Receive a notification when this rate changes
$25,000 or > 1.732% 1.75% 180 Days Dividends Receive a notification when this rate changes
$100,000 or > 1.879% 1.90% 180 Days Dividends Receive a notification when this rate changes
36 Months $1,000 or > 1.732% 1.75% 270 Days Dividends Receive a notification when this rate changes
$25,000 or > 1.879% 1.90% 270 Days Dividends Receive a notification when this rate changes
$100,000 or > 2.027% 2.05% 270 Days Dividends Receive a notification when this rate changes
48 Months $1,000 or > 1.879% 1.90% 360 Days Dividends Receive a notification when this rate changes
$25,000 or > 2.027% 2.05% 360 Days Dividends Receive a notification when this rate changes
$100,000 or > 2.174% 2.20% 360 Days Dividends Receive a notification when this rate changes
60 Months $1,000 or > 2.027% 2.05% 450 Days Dividends Receive a notification when this rate changes
$25,000 or > 2.174% 2.20% 450 Days Dividends Receive a notification when this rate changes
$100,000 or > 2.321% 2.35% 450 Days Dividends Receive a notification when this rate changes
33 Month Bump Rate Certificate $2,500 or > 1.633% 1.65% 270 Days Dividends Receive a notification when this rate changes
$25,000 or > 1.732% 1.75% 270 Days Dividends Receive a notification when this rate changes
$100,000 or > 1.830% 1.85% 270 Days Dividends Receive a notification when this rate changes
55 Month Bump Rate Certificate $2,500 or > 1.928% 1.95% 450 Days Dividends Receive a notification when this rate changes
$25,000 or > 2.027% 2.05% 450 Days Dividends Receive a notification when this rate changes
$100,000 or > 2.125% 2.15% 450 Days Dividends Receive a notification when this rate changes
APY refers to Annual Percentage Yield. Rates and APY are subject to change without notice.
The minimum opening deposit amount for Bump Certificates starts at $2,500.00. IRAs are not eligible for Bump Rate Certificates. Bump Rate Certificates cannot be used as collateral on a Certificate Secured Loan.

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