Savings Rates

Table data for Savings
 Rates Effective 01/15/19
Balance Amount Rate APY Alert Me
Membership (Base) Savings $100.00 or > 0.145% 0.15% Receive a notification when this rate changes
$25,000.00 or > 0.245% 0.25% Receive a notification when this rate changes
$100,000.00 or > 0.345% 0.35% Receive a notification when this rate changes
Custodial Savings $100.00 or > 0.145% 0.15% Receive a notification when this rate changes
$25,000.00 or > 0.245% 0.25% Receive a notification when this rate changes
$100,000.00 or > 0.345% 0.35% Receive a notification when this rate changes
Special Savings $100.00 or > 0.145% 0.15% Receive a notification when this rate changes
$25,000.00 or > 0.245% 0.25% Receive a notification when this rate changes
$100,000.00 or > 0.345% 0.35% Receive a notification when this rate changes
Youth Savings Account1 $5.00 - $500.00 4.91% 5.00% Receive a notification when this rate changes
$500.01 or > 0.145% 0.15% Receive a notification when this rate changes
$25,000.00 or > 0.245% 0.25% Receive a notification when this rate changes
$100,000.00 or > 0.345% 0.35% Receive a notification when this rate changes
Money Market2 $2,500.00 or > 0.495% 0.50% Receive a notification when this rate changes
$10,000.00 or > 0.594% 0.60% Receive a notification when this rate changes
$25,000.00 or > 0.743% 0.75% Receive a notification when this rate changes
Premium Money Market3 $50,000.00 or > 0.892% 0.90% Receive a notification when this rate changes
$100,000.00 or > 0.991% 1.00% Receive a notification when this rate changes
A $5 minimum balance is required to maintain a membership (base) savings account, custodial savings account, or youth savings account. APY refers to Annual Percentage Yield. Fees can reduce earnings on accounts. Dividends on savings and money market accounts are variable and are subject to change after the account is opened. Limit 6 withdrawals per month as required by Regulation D.
  • 1Youth savings accounts are available to members through age 22 and are limited to one account per person. Balances over $500 earn at a lower rate.
  • 2If the average daily balance falls below $2,500 for the dividend period, it will become a non-dividend bearing account. You must maintain the minimum daily balance amount of $2,500 in your account to avoid a fee as stated in our Fee Schedule.
  • 3$50,000 minimum balance to open. $50,000 minimum average daily balance to earn dividends.