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Savings Rates

Table data for Savings
 Rates Effective 4/1/2020
Minimum Balance Rate APY Alert Me
Membership (Base) / Custodial / Special $100.00 0.10% 0.11% Receive a notification when this rate changes
$25,000.00 0.15% 0.16% Receive a notification when this rate changes
$100,000.00 0.25% 0.26% Receive a notification when this rate changes
Youth1 $5.00 - $1,000.00 3.00% 3.05% Receive a notification when this rate changes
$1,000.01 0.10% 0.11% Receive a notification when this rate changes
$25,000.00 0.15% 0.16% Receive a notification when this rate changes
$100,000.00 0.25% 0.26% Receive a notification when this rate changes
Young Adult2 $5.00 - $1,000.00 5.00% 5.12% Receive a notification when this rate changes
$1,000.01 0.10% 0.11% Receive a notification when this rate changes
$25,000.00 0.15% 0.16% Receive a notification when this rate changes
$100,000.00 0.25% 0.26% Receive a notification when this rate changes
Money Market3 $2,500.00 0.40% 0.41% Receive a notification when this rate changes
$10,000.01 0.45% 0.46% Receive a notification when this rate changes
$25,000.01 0.45% 0.46% Receive a notification when this rate changes
$50,000.01 0.45% 0.46% Receive a notification when this rate changes
$100,000.01 0.45% 0.46% Receive a notification when this rate changes
$250,000.01 0.50% 0.51% Receive a notification when this rate changes
$500,000.01 0.50% 0.51% Receive a notification when this rate changes
A $5 minimum balance is required to maintain a membership (base) savings account, IRA savings account, custodial savings account, or youth savings account. APY refers to Annual Percentage Yield. Fees can reduce earnings on accounts. Dividends on savings, IRAs, money market accounts, and checking accounts are variable and are subject to change after the account is opened. Dividends are compounded monthly for checking and money market accounts and are compounded quarterly for savings and IRAs. Limit 6 withdrawals per month as required by Regulation D.
  • 1Youth savings accounts are available to members through age 17 and are limited to one account per person. Balances over $1,000 earn at a lower rate.↵
  • 2Young Adult savings accounts are available to members 18 through age 22 and are limited to one account per person. Balances over $1,000 earn at a lower rate.↵
  • 3If the average daily balance falls below $2,500 for the dividend period, it will become a non-dividend bearing account. You must maintain the minimum daily balance amount of $2,500 in your account to avoid a fee as stated in our Fee Schedule.↵

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Rates