Late Opening
LGE will open at 10:30 a.m. on Wednesday, Dec. 19. We apologize for any inconvenience this may cause.

Home Equity Line of Credit

 

Need a Home Equity Line of Credit? You’ve come to the right place! As a credit union, we can offer some of the most affordable rates around. Plus, you can even create a rate and closing cost estimate online to confirm our product is the best fit for your specific needs.

LGE's Home Equity Line of Credit allows you to take advantage of the equity in your home for just about anything you wish. Add a room, send your child to college – the choice is yours simply by advancing your HELOC online. Our Line of Credit:

  • Offers some of the best rates around
  • Allows you to use the equity in your primary residence as collateral for a variable-rate revolving line of credit*
  • Generally allows you to deduct the interest at tax time (please consult your tax advisor for details)
  • Makes the funds you need easily accessible
  • Now you can request an advance on your Home Equity Line of Credit directly within Online Banking.  Funds will immediately be deposited into the share account of your choosing.

Mortgage products are subject to change and LGE Community Credit Union reserves the right to modify or cease mortgage programs at any time.
* Excludes condos, manufactured homes, and investment/rental properties.

READY TO APPLY?
We offer two convenient ways:

  • Apply online 24/7 - To confirm our product is the best fit for your specific needs, begin by creating a rate & closing cost estimate. When you are ready to proceed, click the orange Apply button.
  • By appointment with a Mortgage Center Loan Advisor during normal business hours.

Payment Options

A variety of convenient payment options are available to you.

 

Via Online Banking

Transfer your payment via Online Banking.

Note: Same-day payments made within Online Banking will be applied as late as 4:00 p.m. ET.

 

By ACH

One-time and Recurring ACH options through Online Banking: Log in, select the Mortgage for which you are wanting to pay, select View Transactions, and then choose "Pay Online" or "Auto Draft Payment" and follow on-screen instructions. (Note this is not currently available in the Mobile App.)

 

By mail

LGE Community Credit Union, P. O. Box 11733, Newark, NJ 07101-4733

 

By phone

Simply call 770-424-0060.

Note: Same-day payments can be made until 3:00 p.m. ET Monday through Friday.

 

At any LGE branch

Note: Same-day payments can be made until 3:00 p.m. ET Monday through Friday.