Security Alert: Phone Scams

LGE representatives will NEVER call, email, or text you asking for personal information (Social Security Number, PIN, account number, card number, password, username or one time passcode). If you receive a suspicious call, email, or text, even if it appears to come from LGE, immediately contact us at 770-424-0060 for verification. Click here for more account security tips.

Home Equity Line of Credit


Need a Home Equity Line of Credit? You’ve come to the right place! As a credit union, we can offer some of the most affordable rates around. Plus, you can even create a rate and closing cost estimate online to confirm our product is the best fit for your specific needs.

LGE's Home Equity Line of Credit allows you to take advantage of the equity in your home for just about anything you wish. Add a room, send your child to college – the choice is yours simply by advancing your HELOC online. Our Line of Credit:

  • Offers some of the best rates around
  • Allows you to use the equity in your primary residence as collateral for a variable-rate revolving line of credit*
  • Generally allows you to deduct the interest at tax time (please consult your tax advisor for details)
  • Makes the funds you need easily accessible
  • Now you can request an advance on your Home Equity Line of Credit directly within Online Banking.  Funds will immediately be deposited into the share account of your choosing.

Mortgage products are subject to change and LGE Community Credit Union reserves the right to modify or cease mortgage programs at any time.
* Excludes condos, manufactured homes, and investment/rental properties.


Apply online 24/7 - Our fast-track mortgage experience offers quick loan approvals and the fastest closing timeline we can offer. When you have found the product that fits your needs, use the Apply button to start your application. Once you are ready, follow the prompts to submit your application.

Need help? View our FAQs and Contact Us

Must be an existing member or eligible to become a member through our Field of Membership. All loans subject to approval.

Payment Options

A variety of convenient payment options are available to you.


Via Online Banking

Transfer your payment via Online Banking.

Note: Same-day payments made within Online Banking will be applied as late as 4:00 p.m. ET.



One-time and Recurring ACH options through Online Banking: Log in, select the Mortgage for which you are wanting to pay, select View Transactions, and then choose the "Payment” module for options and on-screen instructions. (Note this is not currently available in the Mobile App.)


By mail

LGE Community Credit Union, P. O. Box 11733, Newark, NJ 07101-4733


By phone

Simply call 770-424-0060.

Note: Same-day payments can be made until 3:00 p.m. ET Monday through Friday.


At any LGE branch

Note: Same-day payments can be made until 3:00 p.m. ET Monday through Friday.