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Mortgages

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Fixed-Rate Mortgage Loans

With no prepayment penalty, you can make extra payments monthly or pay off the loan early. No problem.

  • Some of the best rates, favorable terms, and low costs
  • Flexible products designed with you in mind, including cash-out refinance up to 90% LTV
  • Available for primary residence and qualifying second/vacation homes1
  • Possible tax deductions2
  • Multiple terms available
  • Purchase, cash-out refinance, or no cash-out refinance
  • No prepayment penalties if you decide to pay off early
  • Pre-approval to give you purchasing power
Apply Online 24/7

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Adjustable-Rate Mortgage Loan

An adjustable-rate mortgage (ARM) may offer an initial interest rate that is lower than that of a fixed-rate loan. Let’s talk about whether an ARM would be a perfect solution in your situation.

  • Some of the best rates around
  • Available for primary residence and qualifying second/vacation homes2
  • Flexible terms available – longer periods and lower caps between possible rate changes eliminates your risk of payment shock
  • Purchase, cash-out refinance, or no cash-out refinance
  • No prepayment penalties if you decide to pay off early
  • Favorable terms and low costs
  • Possible tax deductions3
  • Pre-approval to give you purchasing power
Apply Online 24/7

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Rate Reset Mortgage Loan

Initiate mortgage interest rate changes with the click of a button.

Enjoy greater economic security with a Rate Reset Mortgage Loan. 

  • No new appraisal, underwriting, credit check, or additional paperwork needed
  • No mortgage refinance needed, which means no new closing costs or points
  • After you lower your rate, your remaining loan term stays the same - there's no new loan!
  • After the initial 12 months, you can lower your rate as often as every year (up to 5 times throughout the life of your mortgage)
  • You must wait 12 months after closing your mortgage before the first opportunity to lower your rate
  • Your loan must be current (with no late payments in the past 12 months)
  • To lower your rate, the new rate must reduce your current rate by at least 0.25%.
  • A modification fee may apply

Future-proof your mortgage with Rate Reset Mortgage Loans from LGE!

Learn More & Apply Today
Already have your code?
Start your Reset here!

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Community Partners & Heroes Mortgage Loans

LGE is proud to serve those who tirelessly serve our communities.
The Community Partners & Heroes Mortgage Loan Program offers exclusive benefits like a reduced 0.5% origination fee, flexible pricing options, and up to 100% financing to:

    • Educators
    • Law Enforcement Officers
    • Firefighters
    • First Responders
    • Healthcare Workers
    • Active-Duty Service Members
    • Veterans
    • Essential Workers

    Apply Online 24/7

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    HomeAdvantage® Real Estate Services

    Search, buy, sell, and save on your next real estate transaction.

     Use HomeAdvantage® to find the home of your dreams, sell your existing home, research the market, connect with a top local agent, and save money at closing. All this is available to you at no cost, so enroll today!

    • Earn Cash Rewards
    • Research the Market
    • Find an Experienced Real Estate Agent
    • Find Your Dream Home
    Learn More
    Enroll or Calculate Reward

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