-
Borrow
- Loans
- Business Loans
- Rates
-
Invest & Insure
- Investments
- Insurance
-
Rates
- Deposit Rates
- Loan Rates
Smyrna Branch Temporary Closing
Our Smyrna branch will be temporarily closed on Tuesday, August 24, 2021.
We look forward to serving you when Smyrna's normal operating hours resume Wednesday, August 25, 2021.
- Accounts
- Rates
- Digital Services
- Business Accounts
- Business Solutions
Snap Deposit
Skip your visit to the branch this time. Learn how to deposit from our mobile app- Loans
- Business Loans
- Rates
Get an LGE Visa® Platinum Credit Card
3.99% introductory rate for new cards.** Apply Now- Investments
- Insurance
- Contact Directory
- Membership
- Loans
- Careers
Online Scheduling Available!
Schedule phone and branch appointments. > Click here to book an appointment!Signature Loans
Use your signature to pay for schoolbooks, go on a trip, pay for home repairs, or pay off another loan.
Our Signature Loans offer:
- No application fee
- Quick application and approval
- No prepayment penalties
- Loans up to $30,000
- A variety of terms: Up to $4,999 = 36 months; $5,000 to $9,999 = 48 months; $10,000 and up = 60 months
- Optional Debt Protection for peace of mind
| Term | Loan Amount | APR As Low As1 | Alert Me |
|---|---|---|---|
| 36 Mo. | Up to $4,999 | 7.00% | Receive a notification when this rate changes |
| 48 Mo. | $5,000-$9,999 | 7.50% | Receive a notification when this rate changes |
| 60 Mo. | $10,000-$30,000 | 8.00% | Receive a notification when this rate changes |
| Membership eligibility and base savings account that keeps a $5 minimum balance required. All loans are subject to credit qualifications and approval. APRs may vary based on applicant(s) credit worthiness and could be higher than the stated rate. Standard underwriting including terms and conditions also apply. Other restrictions including minimum and maximum loan amounts and other conditions may apply. Rates and terms are subject to change at any time without notice. |
|||
|
|||
Calculators
Learn how much you can afford to borrow and how much your payments will be with our helpful calculators.
Ready to apply?
Must be an existing member or eligible to become a member through our Field of Membership. All loans subject to approval.
LGE Quick Cash®
You can use your LGE Quick Cash® (formerly known as Personal Line of Credit) for emergency expenses, unexpected purchases, overdraft protection on your checking account, debt consolidation and more. Our line of credit also offers:
- No application fee
- Quick application and approval
- Pay no interest until funds are used
- Loans from $1,000 - $25,000
- Easy funds availability:
- Draw funds using online banking or Memberline (24-Hour Automated Phone Banking System).
- Use any ATM machine offering line of credit withdrawals when you need cash.
- Use as overdraft protection for your LGE checking account
- Optional Debt Protection for additional peace of mind
| Minimum/Maximum Loan Amount | APR As Low As1 | Alert Me |
|---|---|---|
| $1,000 - $25,000 | 8.06%(0.0220) Daily Index =.05 | Receive a notification when this rate changes |
| Membership eligibility and base savings account that keeps a $5 minimum balance required. All loans are subject to credit qualifications and approval. Standard underwriting including terms and conditions also apply. Other restrictions including minimum and maximum loan amounts and other conditions may apply. Rates are variable and are subject to change at any time without notice. |
||
|
||
Calculators
Learn how much you can afford to borrow and how much your payments will be with our helpful calculators.
Ready to apply?
Must be an existing member or eligible to become a member through our Field of Membership. All loans subject to approval.
Secured Loans
With our Share or Certificate Secured Loan, you can build credit and save on interest by borrowing against the money in your savings account or Certificate of Deposit*.
- No application fee
- Quick application and approval
- Only 2% above the current savings rate (if secured against your share account)
- Only 2% over the certificate dividend rate or the same certificate's current offered rate - whichever is greater
- Optional Debt Protection for additional peace of mind
* Bump Rate Certificates cannot be used as collateral on a Certificate Secured Loan.
| Term | APR As Low As1 | Alert Me |
|---|---|---|
| 36 Mo. | 2.050% | Receive a notification when this rate changes |
| Membership eligibility and base savings account that keeps a $5 minimum balance required. Restrictions including minimum and maximum loan amounts and other conditions may apply. Rates and terms are subject to change at any time without notice. |
||
|
||
Calculators
Learn how much you can afford to borrow and how much your payments will be with our helpful calculators.
Ready to apply?
Must be an existing member or eligible to become a member through our Field of Membership. All loans subject to approval.
Payment Options
A variety of convenient options are available to you
Transfer from your LGE account.
Use Online Banking or the Memberline Automated Phone Banking System.
By mail:
LGE, P.O. Box 1188, Marietta, GA 30061-9974
Online or by phone using funds from another institution.
Make a payment by phone 770-424-0060. Make a payment online.
You can use a debit or credit card, or transfer from a checking account.
At any LGE branch.