Personal & Student Loans - LGE Community Credit Union

Signature Loans

Use your signature to pay for schoolbooks, go on a trip, pay for home repairs, or pay off another loan.

Our Signature Loans offer:

No application fee
Quick application and approval
No prepayment penalties
Loans up to $30,000
A variety of terms: Up to $4,999 = 36 months; $5,000 to $9,999 = 48 months; $10,000 and up = 60 months
Optional Debt Protection for peace of mind

Table data for Signature Loan (Fixed Rate)
Rates Effective 02/07/2018
Term	Loan Amount	APR As Low As¹	Alert Me
36 Mo.	Up to $4,999	8.00%	Receive a notification when this rate changes

48 Mo.	$5,000-$9,999	8.50%	Receive a notification when this rate changes

60 Mo.	$10,000-$30,000	9.00%	Receive a notification when this rate changes

¹APR = Annual Percentage Rate. "As Low As" rates listed are our best rates based on approved credit. Actual interest rate offered may be higher depending on applicant's credit rating and other underwriting factors. Rates for Visa, Share-Secured and Certificate-Secured loans are as stated.↵

Calculators

Learn how much you can afford to borrow and how much your payments will be with our helpful calculators.

Ready to apply?

Apply Online

Visit a Branch

Call us at 770-424-0060

Personal Line of Credit

Write yourself a loan any time, for anything. You can use your Personal Line of Credit for emergency expenses, unexpected purchases, overdraft protection on your checking account, debt consolidation and more. Our line of credit also offers:

No application fee
Quick application and approval
Pay no interest until funds are used
Loans from $1,000 - $25,000
Easy funds availability:

Draw funds using free credit line checks, Online Banking, or Memberline (24-Hour Automated Phone Banking System).
Use any ATM machine offering line of credit withdrawals when you need cash.

Use as overdraft protection for your LGE Community Credit Union checking account
Optional Debt Protection for additional peace of mind

Table data for Personal Line of Credit (Variable Rate)
Rates Effective 08/01/2019
Minimum Loan Amount	APR As Low As¹	Alert Me
$1,000 - $25,000	10.04%(0.0275) Daily Index =.05	Receive a notification when this rate changes

Rates are variable and my change after account is opened.
¹APR = Annual Percentage Rate. "As Low As" rates listed are our best rates based on approved credit. Actual interest rate offered may be higher depending on applicant's credit rating and other underwriting factors. Rates for Visa, Share-Secured and Certificate-Secured loans are as stated.↵

Calculators

Learn how much you can afford to borrow and how much your payments will be with our helpful calculators.

Ready to apply?

Apply Online

Visit a Branch

Call us at 770-424-0060

Secured Loans

With our Share or Certificate Secured Loan, you can build credit and save on interest by borrowing against the money in your savings account or Certificate of Deposit*.

No application fee
Quick application and approval
Only 2% above the current savings rate (if secured against your share account)
Only 2% over the certificate dividend rate or the same certificate's current offered rate - whichever is greater
Optional Debt Protection for additional peace of mind

* Bump Rate Certificates cannot be used as collateral on a Certificate Secured Loan.

Table data for Share Loan (Variable Rate)
Rates Effective 01/01/2018
Term	APR As Low As¹	Alert Me
36 Mo.	2.145%	Receive a notification when this rate changes

¹APR = Annual Percentage Rate. "As Low As" rates listed are our best rates based on approved credit. Actual interest rate offered may be higher depending on applicant's credit rating and other underwriting factors. Rates for Visa, Share-Secured and Certificate-Secured loans are as stated.↵