Late Opening
LGE will open at 10:30 a.m. on Wednesday, Dec. 19. We apologize for any inconvenience this may cause.

AD&D, HAP, and LifeHelp

AD&D through Transamerica Premier Life Insurance Company1

Through our relationship with Transamerica Premier Life Insurance Company (via Affinion Benefits Group), we are able to offer Accidental Death and Dismemberment (AD&D) coverage to our members.

PROGRAM HIGHLIGHTS

  • Guaranteed coverage; no medical exam or health questionnaires required.
  • Affordable group rates.
  • Additional coverage includes special benefits: common carrier insurance, anti-inflation protection, educational assistance, hospital income and day care.

1Transamerica Premier Life Insurance Company and its subsidiaries are not affiliates of LGE Insurance Services or LGE Community Credit Union. While LGE endorses the product offered, LGE does not accept any liability for the product offered.

For information on coverage and benefits, call the Plan Administrator toll free:

HAP through Federal Insurance Company2

We also offer a Hospital Accident Protection (HAP) plan through our relationship with Federal Insurance Company (via Affinion Benefits Group). The Hospital Accident Protection plan was designed to help you defray the high cost of hospitalization as the result of an accident. The plan provides cash benefits, paid directly to you, of $300 each day you are hospitalized — an amount that doubles if the hospital stay is in intensive care. In addition, you can receive up to $100 in payment for an emergency room visit resulting from a covered accident. Family coverage is available as well.

PROGRAM HIGHLIGHTS

  • Guaranteed coverage; no medical exams required.
  • Benefits are paid in cash for you to use in any way you wish.
  • The first two months of coverage are no cost to you.
  • Coverage for covered accidents only; hospitalization due to sickness or disease is not covered.

2 Underwritten by Federal Insurance Company. Federal Insurance Company and its subsidiaries are not affiliates of LGE Insurance Services or LGE Community Credit Union. While LGE endorses the product offered, LGE does not accept any liability for the product offered.

For information on coverage and benefits, call the Plan Administrator toll free:

LifeHelp Term Life Insurance

Together with LifeHelp, we want to make it as easy as possible for you to shop and access the life insurance you need to protect your loved ones.

That’s why we’ve arranged for term life insurance coverage at economical group rates for our members.

You might be surprised how easily and affordably you can arrange for coverage to:

  • Pay for final expenses, such as funeral and medical bills
  • Allow your family to continue living in their home or apartment
  • Ensure your children can still receive the education you want for them
  • Pay off outstanding credit cards, and personal or business loans
  • Leave your family better able to face all of life’s many expenses

There are typically no medical exams required, and easy automatic payments can be made from your credit union account.

Members and their spouses under the age of 74 can apply to receive one of the below coverage options:

Young Family Term Life Insurance1
Members and spouses ages 18-55 can apply for up to $125,000 of term life insurance coverage at group rates. Dependent children can also be covered.

50 Plus Term Life Insurance1
Members and spouses ages 50-74 can get up to $100,000 term life insurance at group rates.

Guaranteed Acceptance Term Life2
Members and spouses ages 45 to 75 can get $5,000 up to $25,000 guaranteed acceptance term life insurance coverage at group rates. Guaranteed acceptance means coverage will be issued with no health qualifications whatsoever. You cannot be turned down as long as you are not replacing any existing life insurance.

1 This product is underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010. New York Life and its subsidiaries are not affiliates of LGE Insurance Services or LGE Community Credit Union. While LGE endorses the product offered, LGE does not accept any liability for the product offered.

2 This product is underwritten by Transamerica Premier Life Insurance Company. Transamerica Premier Life and its subsidiaries are not affiliates of LGE Insurance Services or LGE Community Credit Union. While LGE endorses the product offered, LGE does not accept any liability for the product offered.

For more information please contact our plan administrator, LifeHelp: