Retirement & Estate Planning

Everyone looks forward to the day when they can relax with family on the beach or spend time with grandkids at home. However, you have to start planning today prior to 65 so that your dreams become a reality.

LGE Investment and Retirement Services

Retirement Planning

At LGE Community Credit Union, our CFS* Financial Advisors will meet with you to uncover your needs and long-term goals, and then build a complimentary financial plan that will help you to:

  • Determine which investment strategy is appropriate for you, your family, and your future.
  • Review the investment vehicles used to build a retirement nest egg.
  • Discuss risk assessment and time horizon, and review various asset allocation models.
  • Understand the ups-and-downs of the market and how they may affect your long and short-term goals.

Estate Planning

Estate planning can be a crucial part of financial planning. You have to think not only about your goals today, but also about future generations. Once you have planned retirement and invested wisely, it's time to focus on how your assets will be managed after your death.

At LGE Investment and Retirement Services, available through CUSO Financial Services, L.P., our CFS* advisors, who are here to help you, can answer all questions. They are dedicated to act in your best interests so you can feel confident your assets are distributed the way you desire.

Whether your estate is large or small, there are many issues to consider in creating an estate plan. Let our advisors help get answers to these questions:

  • What are my assets and what is their approximate value?
  • Where will my assets go when I pass away?
  • Who will take care of my finances when I am no longer able to do so?
  • Who should be responsible for taking care of my minor children if I become unable to care for them myself?
  • Who should make decisions on my behalf if I become unable to care for myself?
  • What do I want done with my remains after I die?

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/ SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. LGE Community Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.