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Loan Rates

Table data for Personal Auto Loans (Fixed Rates)
Effective 12/6/2024
Loan Types	48 Months APR as Low As¹	66 Months APR as Low As¹	75 Months APR as Low As¹	84 Months APR as Low As¹	Alert Me
	$1,000 minimum loan amount	$10,000 minimum loan amount	$15,000 minimum loan amount	$25,000 minimum loan amount

2022-2024 Model Year	4.90%	5.15%	5.45%	6.45%

2021 Model Year	5.40%	5.75%	6.15%	7.25%

2020 Model Year	6.00%	6.40%	6.90%	N/A

2019 Model Year	6.65%	7.35%	8.10%	N/A

2018 Model Year	7.30%	8.00%	8.75%	N/A

2017 Model Year	7.95%	8.65%	N/A	N/A

2016 Model Year	8.60%	9.30%	N/A	N/A

Membership eligibility and base savings account that keeps a $5 minimum balance required. Rates and terms are subject to change at any time without notice. Payment Example $26,500 loan at 5.15% APR for 66 months, with no down payment, monthly payments including first payment after 30 days of approximately $461.93. For an estimate of what your payment may be, click here to use our loan calculator.
¹APR=Annual Percentage Rate. Not all borrowers will qualify for the 'as low as' rate. All loans are subject to credit qualifications and approval. Standard underwriting including terms, Loan to Value (LTV), and conditions also apply. Other restrictions including minimum and maximum loan amounts, vehicle type, age, mileage and weight limitations may apply. Actual interest rate and APR offered may be higher depending on applicant(s) credit score, model year, terms and additional underwriting criteria. Not all applicants will qualify for the lowest rate. Up to 100% financing available for qualified applicants. 84 month options requires a credit score of 660+ for all borrowers on the loan. ↵

Table data for Boats & RVs (Fixed Rate)
Effective 09/20/2023
48 Months APR as Low As¹	60 Months APR as Low As¹	72 Months APR as Low As¹	96 Months APR as Low As¹	144 Months APR as Low As¹	Alert Me
$1,000 minimum loan amount	$7,500 minimum loan amount	$15,000 minimum loan amount	$25,000 minimum loan amount	$50,000 minimum loan amount

7.25%	7.75%	8.00%	8.50%	9.50%

Membership eligibility and base savings account that keeps a $5 minimum balance required. Rates and terms are subject to change at any time without notice. Payment Example $25,000 loan at 8.00% APR for 72 months, with no down payment, monthly payments including first payment after 30 days of approximately $438.40. For an estimate of what your payment may be, Click Here To Use Our Loan Calculator.
¹APR=Annual Percentage Rate. Not all borrowers will qualify for the 'as low as' rate. All loans are subject to credit qualifications and approval. Standard underwriting including terms, Loan to Value (LTV), and conditions also apply. Other restrictions including minimum and maximum loan amounts, boat/RV type, age, and other conditions may apply. Actual interest rate and APR offered may be higher depending on applicant(s) credit score, model year, terms and additional underwriting criteria. Not all applicants will qualify for the lowest rate.↵

Table data for Motorcycle (Fixed Rate)
Effective 09/20/2023
48 Months APR as Low As¹	60 Months APR as Low As¹	Alert Me
$1,000 minimum loan amount	$10,000 minimum loan amount

7.50%	7.75%

Membership eligibiliy and base savings account that keeps a $5 minimum balance required. Rates and terms are subject to change at any time without notice. Payment Example $25,000 loan at 7.75% APR for 60 months, with no down payment, monthly payments including first payment after 30 days of approximately $503.99. For an estimate of what your payment may be, Click Here To Use Our Loan Calculator.
¹APR=Annual Percentage Rate. Not all borrowers will qualify for the 'as low as' rate. All loans are subject to credit qualifications and approval. Standard underwriting including terms, Loan to Value (LTV), and conditions also apply. Other restrictions including minimum and maximum loan amounts, motorcycle type, age, and other conditions may apply. Actual interest rate and APR offered may be higher depending on applicant(s) credit score, model year, terms and additional underwriting criteria. Not all applicants will qualify for the lowest rate. ↵

Table data for Personal Credit Cards
Effective 11/27/2024
Card Type	Standard APR is a Variable Rate¹	Introductory APR²	Cash Advance APR	Cash Advance Fee	Late Payment Fees	Minimum Monthly Payment	Alert Me
Visa Platinum³	16.31%	3.99% Introductory APR on purchases and balance transfers made during the first 180 days; rate effective first 12 months card is open	16.31%	$3.00 or 3% whichever is greater, not to exceed $30.00	Up to $35.00	2% of outstanding balance or $10, whichever is greater

Visa Perks⁴	18.00%	N/A	18.00%	$3.00 or 3% whichever is greater, not to exceed $30.00	Up to $35.00	2% of outstanding balance or $10, whichever is greater

Membership eligibility and base savings account that keeps a $5 minimum balance required. Rates and terms are subject to change at any time without notice.
¹APR=Annual Percentage Rate. All loans are subject to credit qualifications and approval. Standard underwriting including terms and conditions also apply. Other restrictions including minimum and maximum loan amounts and other conditions may apply. ↵ ²The Introductory Annual Percentage Rate (APR) applies only to purchases and balance transfers made on new VISA Platinum accounts during the first 180 days. After the initial 180 days, our standard APR applies for any purchases and or balance transfers. The Introductory APR will continue to apply to the qualified transactions until your credit card account has been opened for 12 months or the balance is paid. Any remaining balance will roll into the standard APR.↵ ³VISA PLATINUM: Variable Rate information for VISA Platinum purchases and cash advances may vary. The APR will vary with the market based on the preceding 4 week average of the 26 Week Treasury Bill plus a margin of 16.31% Credit limits range from $2,500 to $25,000 based on the credit worthiness of the applicant(s). Method of Computing Balances for Purchases: Average Daily Balance including new purchases. Grace Period: You have 25 days after the close of a billing cycle to replay your balance for purchases before a finance charge will be imposed. Finance charges begin to accrue immediately for cash advances. This is a variable rate loan.↵ ⁴VISA PERKS: Variable Rate Information for Visa Perks purchases and cash advances may vary. The APR will vary with the market based on the preceding 4 week average of the 26 Week Treasury Bill plus a margin of 18.00%. Credit limits range from $500 to $3,500 based on the credit worthiness of the applicant(s). Method of Computing Balances for Purchases: Average Daily Balance including new purchases. Grace Period: You have 25 days after the close of a billing cycle to repay your balance for purchases before a finance charge will be imposed. Finance charges begin to accrue immediately for cash advances. This is a variable rate loan.↵

Table data for LGE Quick Cash (Variable Rate)
Effective 11/01/2024
Minimum Amount	Maximum Amount	APR is a Variable Rate¹	Minimum Monthly Payment	Alert Me
$1,000	$25,000	12.31% APR (0.0337) Daily Index = .05	2.50% of outstanding balance or $10, whichever is greater

Membership eligibility and base savings account that keeps a $5 minimum balance required. Rates and terms are subject to change at any time without notice.
¹APR=Annual Percentage Rate. All loans are subject to credit qualifications and approval. Standard underwriting including terms and conditions also apply. Other restrictions including minimum and maximum loan amounts and other conditions may apply. Actual interest rate and APR offered may be higher depending on applicant(s) credit score, terms and additional underwriting criteria. Not all applicants will qualify for the lowest rate. The APR will vary with the market based on the preceding 4 week average of the 26 Week Treasury Bill plus a margin of 8% This is a variable rate loan. ↵

Table data for Share Loan (Variable Rate)
Effective 07/01/2023
24 Months APR as Low As¹	36 Months APR as Low As¹	60 Months APR as Low As¹	96 Months APR as Low As¹	Alert Me
$500 minimum loan amount	$1,000 minimum loan amount	$5,000 minimum loan amount	$50,000 minimum loan amount

Rate is 2% above dividend rate	Rate is 2% above dividend rate	Rate is 2% above dividend rate	Rate is 2% above dividend rate

Membership eligibility and base savings account that keeps a $5 minimum balance required. Rates and terms are subject to change at any time without notice. Payment Example $5,000 loan at 2.40% APR for 60 months, monthly payments including first payment after 30 days of approximately $88.53. For an estimate of what your payment may be, Click Here To Use Our Loan Calculator.
¹APR=Annual Percentage Rate. Restrictions including minimum and maximum loan amounts and other conditions may apply. APR is based on the savings dividend rate plus a margin of 2%. This is a variable rate loan. ↵

Table data for Signature Loan (Fixed Rate)
Effective 09/20/2023
36 Months APR as Low As¹	48 Months APR as Low As¹	60 Months APR as Low As¹	Alert Me
$1,000 minimum loan amount	$5,000 minimum loan amount	$10,000 minimum loan amount

10.00%	10.25%	10.75%

Membership eligibility and base savings account that keeps a $5 minimum balance required. Rates and terms are subject to change at any time without notice. Payment Example $5,000 loan at 10.25% APR for 48 months, monthly payments including first payment after 30 days of approximately $127.43. For an estimate of what your payment may be, Click Here To Use Our Loan Calculator.
¹APR=Annual Percentage Rate. Not all borrowers will qualify for the 'as low as' rate. All loans are subject to credit qualifications and approval. Standard underwriting including terms and conditions also apply. Other restrictions including minimum and maximum loan amounts and other conditions may apply. Actual interest rate and APR offered may be higher depending on applicant(s) credit score, terms and additional underwriting criteria. Not all applicants will qualify for the lowest rate. ↵