We offer three versions of our youth savings account, depending on the child’s age:
Plus, your child's account will automatically transition to the next account as they get older. On all of our youth savings accounts, the youth is the primary account holder.
Designed for our youngest members, this club and savings account will help kids up to age 12 learn how to manage their money and get into the savings habit.
The Cha-Ching! youth program for members ages 13 - 17 teaches the basics of saving, investing, budgeting, and more. Now is the time to learn this as you might soon be getting your first job, buying your first car, or starting to plan for college.
The Edge account offers a safe transition to adulthood for young adults ages 18 - 22, offering responsible financial services and resources.
In addition, look at these great benefits:
Membership eligibility and $5 minimum balance required. Fees could reduce earnings on accounts. Youth Savings accounts are available to members through age 22 and are limited to one account per person. Dollar Dog Kids Club®, Cha-Ching!®, and The Edge® are licensed service marks of uncommn Marketing Partners, Greenville, SC.
*APY = Annual Percentage Yield. 5.00% APY applies to balances up to $500 only. Balances over the $500 will earn a lower rate. This is a variable rate account and the rate may change after the account is opened. Refer to the Savings Rates page for additional conditions. Rate applies only to Dollar Dog, Cha-Ching!, and The Edge Youth Savings accounts.