Business Checking

We offer three distinct analysis plans to meet your business needs. If your business is a start-up with low transaction volume our Primary Checking is for you. Our Growth Checking is best for a small business that has moderate transaction volume. Growth Checking also earns dividends. Volume Checking is for high-volume businesses that maintain a high Average Daily Balance and have heavy cash and/or check volume. Volume Checking provides Earnings Credit to offset fees1. For all plans, there is no monthly fee for having a debit card!

We also offer Non-Profit Checking accounts to meet the needs of non-profit organizations.

For an overview of features by plan, see our Checking Plan comparison chart below.

Business Checking Plan Comparison

1Transactions include: checks paid, checks received, withdrawals, ACH transactions, cash transactions, and deposits.

2Waived when minimum Average Daily Balance is met.

Primary Checking

This account may be for you if your business...

  • Has low transaction volume
  • Is a start-up business

Growth Checking

This account may be for you if your business...

  • Has moderate transaction volume
  • Is a small business
  • Benefit: Earns dividends

Volume Checking

This account may be for you if your business...

  • Is a high-volume business
  • Maintains a high Average Daily Balance
  • Has heavy cash and/or check volume
  • Benefit: Provides Earnings Credit to offset fees 1

Non-Profit Checking

This account may be for you if your business is any of the following:

  • Public Charity (with 501(c)3 status)
  • Foundation
  • Social Advocacy Organization
  • Social or Recreational Club
  • Booster Club
  • Homeowner's Association
  • Girl/Boy Scout organization
  • Fraternal Benefit Society

Overdraft Protection

Choose overdraft protection for your business checking account from your business savings account.

A transfer will automatically occur should there be insufficient funds in your checking account to clear a withdrawal created by check, ACH debit, ATM withdrawal, debit card withdrawal, or other electronic means. There will be a small charge for this service.

Visa® Debit Card

This card does it all — worldwide! And it’s yours with any LGE Checking account. Just look at all the benefits of our Visa debit card!

  • Cards available the same day at any branch
  • Built-in chip technology for enhanced security
  • No monthly fee
  • Apple Pay available
  • Safer than cash and offers the security of Visa’s Zero Liability for fraudulent purchases (zero liability does not apply to ATM transactions or PIN transactions not processed by Visa)
  • Doubles as your ATM card
  • Faster than writing a check
  • Low 1% International Service Assessment (ISA) Fee – compare with what banks charge
  • Make your card uniquely yours with our Design Your Own Card program. Select an image or photo that you want to appear on your debit card - click here for details

VISA Fraud Detection

Get the highest level of security when it comes to protecting your account from fraudulent charges. Visa’s Fraud Detection Service monitors transactions on your account 7 days a week, 24 hours a day. Click here for information about what to do if a Visa Fraud Representative contacts you.

Verified by VISA

Verified by Visa enrollment is no longer required on LGE cards, but rest assured that your Visa card transaction is still secure. Your security is important, and therefore we have deployed advanced risk detection technology to monitor transactions which removes the need for passwords, allowing you to shop without interruption. For additional information call the Verified by Visa support center at 1-800-504-5705.

Visa Checkout

Pay online the easier way with Visa Checkout and your LGE Visa Debit card.