Credit Card Rates

Table data for Personal Credit Cards (Variable Rate)
 Rates Effective 05/27/2021
APR Cash Advance Fees Late Payment Fees Alert Me
Visa Platinum 12.04% $3.00 or 3% whichever is greater, not to exceed $30.00 up to $35 Receive a notification when this rate changes
12.04% on cash advances Receive a notification when this rate changes
3.99% on purchases and balance transfers made during first 180 days; rate effective first 12 months card is open1 Receive a notification when this rate changes
The Achiever 16.54% $3.00 or 3% whichever is greater, not to exceed $30.00 up to $35 Receive a notification when this rate changes
Membership eligibility and base savings account that keeps a $5 minimum balance required.
All loans are subject to credit qualifications and approval. Standard underwriting including terms and conditions also apply. Other restrictions including minimum and maximum loan amounts and other conditions may apply.
Rates are variable and are subject to change at any time without notice.
  • 1APR = Annual Percentage Rate.
    Variable Rate Information for LGE Visa Platinum Purchases and Cash Advances may vary: This APR will vary with the market based on the preceding 4 week average of the 26 Week Treasury Bill plus a margin of 12%.
    Variable Rate Information for LGE Visa Achiever Purchases and Cash Advances may vary: This APR will vary with the market based on the preceding 4 week average of the 26 Week Treasury Bill plus a margin of 16%.

    Grace Period: You have 25 days after the close of a billing cycle to repay your balance for purchases before a finance charge will be imposed. Finance charges begin to accrues immediately for cash advances.
    Method of Computing the Balances for Purchases: Average Daily Balance including new purchases
    Minimum Monthly Payment: 2% or $10 whichever is greater
    Visa Achiever credit limits range from $500 to $3500 based on the credit worthiness of the applicant(s)
    Visa Platinum credit limits range from $2500 to $25000 based on the credit worthiness of the applicant(s)↵

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