Credit Card Rates
| APR | Cash Advance Fees | Late Payment Fees | Alert Me | |
|---|---|---|---|---|
| Visa Platinum | 12.18% | $3.00 or 3% whichever is greater, not to exceed $30.00 | up to $35 | Receive a notification when this rate changes |
| 12.18% on cash advances | Receive a notification when this rate changes | |||
| 3.99% on purchases and balance transfers made during first 180 days; rate effective first 12 months card is open1 | Receive a notification when this rate changes | |||
| The Achiever | 16.68% | $3.00 or 3% whichever is greater, not to exceed $30.00 | up to $35 | Receive a notification when this rate changes |
| APR = Annual Percentage Rate. Variable Rate Information for Platinum: Purchases and Cash Advances-APR may vary. The rate is determined by the preceding four-week average of the 26-week Treasury Bill rate, plus up to twelve percentage points. Variable Rate Information for Achiever: Purchases and Cash Advances - APR may vary. The rate is determined by the preceding four - week average of the 26-week Treasury Bill rate, plus up to eighteen percentage points. Grace Period: You have 25 days after the close of a billing cycle to repay your balance for purchases before a finance charge on purchases will be imposed. Method of Computing the Balance for Purchases: Average daily balance (including new purchases). Minimum Monthly Payment for all credit cards: 2%, minimum $10 Minimum Approved Credit Line for Platinum Cards: $2,500 Maximum Approved Credit Line for Platinum Cards: $25,000 Minimum Approved Credit Line for The Achiever Cards: $500 Maximum Approved Credit Line for The Achiever Cards: $3,500 |
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