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- About LGE Community Credit Union
Welcome Home
You've found the house. Let us take it from here.
At LGE Community Credit Union, we pride ourselves on being a trusted partner for your most important financial decisions. Come experience the difference that a smarter way to bank can make.
Learn more about LGE mortgages from the experts:
Marjorie McIntyre
Loan Officer, NMLS# 803447
Office: 770-421-2683 • Cell: 770-527-9135
Fax: 678-594-9127 • Email: MarjorieM@LGEccu.org
Come home to 3075 Shelbourne Trace:
Rhonda Corley
The Corley Team
"Realtors Who Really Care"
Cell: 770-301-0045 • Email: TheCorleyTeam@gmail.com
Explore what your mortgage at 3075 Shelbourne Trace could look like:
Loan Details
|
Discount Points
|
$1,394.25 0.500%
|
| Appraisal Fee |
$525.00
|
|
Credit Report Fee
|
$98.55
|
|
Title - Lenders Title Insurance
|
$840.78
|
|
Recording Fees & Other Taxes
|
$75.00
|
|
Flood Cert Fee
|
$9.00
|
|
GRMA
|
$10.00
|
|
Tax Service Fee
|
$70.00 |
|
Origination Fee
|
$1,394.25
|
|
Transfer Taxes
|
$429.00
|
| Title - Attorney Fee |
$525.00
|
|
Title - Title Exam
|
$200.00
|
|
Title - Owners Title Insurance (optional)
|
$1,465.52
|
|
E-Recording Fee
|
$9.50
|
|
Title - Tech Platform Fee
|
$25.00
|
|
Summary of Charges:
|
$6,447.30
|
*Items paid outside of closing or paid port-closing in the amount of $623.55 or paid by Lender are not included in the total closing costs.
Prepaids & Reserves
| Hazard Insurance Premium (Monthly) |
3 Months
|
@$142.86
|
$428.58
|
| Hazard Insurance (1st Year) | @$2,145.00 | $2,145.00 | |
| Property Taxes (Monthly) | 3 Months | @393.26 | $1,179.78 |
| Interim Interest | 20 Days | @$50.61 | $354.27 |
| Total Prepaids & Reserves: $4,107.63 | |||
| Total Closing Costs, Prepaids, and Reserves: $10,554.93 | |||
*The information provided above reflects a summary of the charges which you are likely to incur at the settlement of your loan. The actual charges may be more or less. Your transaction may not involve a fee for every item listed and this summary of fees may not cover all items you will be required to pay in cash at settlement. These figures are a summary of fees only and do not constitute a commitment from LGE Community Credit Union to make a loan. This statement is not to be construed as a Good Faith Estimate of Charges pursuant to the requirements of the Real Estate Settlement Procedures Act and Regulation X, nor as a Loan Estimate pursuant to the requirements of the Truth in Lending Act and Regulation Z. Rates are subject to change without notice. In order to receive a guaranteed rate, an application must be submitted and you must lock in the rate with your lender. Assumptions: 30 Year 15/15 ARM Loan Product, $429,000 Purchase Price, $278,850 Loan Amount, 35% Down Payment $150,150, Approx Funds due at Closing: $160,705, Estimated Total Monthly Payment including estimates for Property Taxes & Homeowner’s Insurance: $2,322, as low as 6.625% Interest Rate & Corresponding APR of 6.683%. 15/15 ARM Program is tied to the 10-Year Constant Maturity Treasury (CMT) Index: 4.64% & Margin of 2.75%. Rates effective as of: 11/17/2023 7:56:21 AM (ET).